All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SCHZ: Total Return Chart (with Dividends Reinvested)

SCHZ total return snapshot: SCHZ returned −1.79% over the past year and −1.56% YTD, with dividends reinvested. Since Jul. 14, 2011, SCHZ is up +33.98% in nominal total return, or +1.94%/yr, and is currently −4.27% below its total-return high on Aug. 4, 2020.

Data ending Fri Oct. 16, 2026

Growth of $10,000

Thu 2011-07-14💬 to Fri 2026-10-16 Overall
Return 		Exponential
Trendline
SCHZ × 		+33.98%
+1.94%/yr 		+1.72%/yr
R2=0.712
Schwab U.S. Aggregate Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2011-07-14💬 to Fri 2026-10-16 Start
Value 		End
Value
SCHZ × 		$10,000.00
2011-07-14 		$13,397.77
2026-10-16

This Year’s Performance

through 2026-10-16

  YTD YoY
SCHZ × 		−1.56% −1.79%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHZ × 		−4.27%
on 2026-10-16
from 2020-08-04 peak 		−18.74%
on 2022-10-24
from 2020-08-04 peak

Rolling Returns

Period ending Fri 2026-10-16 1 yr 2 yr 3 yr 5 yr 10 yr
SCHZ × 		−1.79% +3.28%
+1.63%/yr 		+14.91%
+4.74%/yr 		−1.92%
−0.39%/yr 		+13.34%
+1.26%/yr

Annual Returns

Year SCHZ
2026 (YTD) −1.56%
2025 +7.24%
2024 +1.27%
2023 +5.60%
2022 −13.17%
2021 −1.72%
2020 +7.46%
2019 +8.64%
2018 −0.03%
2017 +3.50%
2016 +2.21%
2015 +0.42%
2014 +6.28%
2013 −2.00%
2012 +3.32%
2011 +4.23%