XPAY vs. SPYI Stock Chart (Dividends Reinvested, Inflation Adjusted) | Total Real Returns

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

XPAY vs. SPYI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Dividends Reinvested:

Growth of $10,000

Thu 2024-10-31^💬 to Fri 2026-10-02	Overall Return	Exponential Trendline
XPAY ^×	+28.11% +13.78%/yr	+14.87%/yr R²=0.773
Roundhill S&P 500 Target 20 Managed Distribution ETF Exchange-Traded Fund
SPYI ^×	+25.49% +12.56%/yr	+13.27%/yr R²=0.811
SHP ETF Trust - NEOS S&P 500 High Income ETF Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2024-10-31^💬 to Fri 2026-10-02	Start Value	End Value
XPAY ^×	$10,000.00 2024-10-31	$12,811.44 2026-10-02
SPYI ^×	$10,000.00 2024-10-31	$12,548.77 2026-10-02

This Year’s Performance

through 2026-10-02

	YTD	YoY
XPAY ^×	+9.15%	+11.40%
SPYI ^×	+7.74%	+11.53%

Drawdowns

	Current Drawdown	Worst Drawdown
XPAY ^×	−1.41% on 2026-10-02 from 2026-08-13 peak	−18.78% on 2025-04-08 from 2025-01-23 peak
SPYI ^×	−0.32% on 2026-10-02 from 2026-09-21 peak	−16.85% on 2025-04-08 from 2025-02-19 peak

Rolling Returns

Period ending Fri 2026-10-02	1 yr	2 yr	3 yr	5 yr	10 yr
XPAY ^×	+11.40%	—	—	—	—
SPYI ^×	+11.53%	+25.85% +12.18%/yr	+50.38% +14.57%/yr	—	—

Annual Returns

Year	XPAY	SPYI
2026 (YTD)	+9.15%	+7.74%
2025	+13.74%	+13.63%
2024	+3.19%	+15.70%
2023	—	+14.27%
2022	—	−2.66%