All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VYM vs. SCHD vs. PEP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Thu 2011-10-20💬 to Fri 2026-09-04 Overall
Return 		Exponential
Trendline
VYM × 		+306.40%
+9.89%/yr 		+7.88%/yr
R2=0.944
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		+350.91%
+10.66%/yr 		+9.22%/yr
R2=0.952
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
PEP × 		+136.39%
+5.95%/yr 		+6.76%/yr
R2=0.824
PepsiCo Inc NASDAQ Common Stock

Growth of $10,000 Summary

Thu 2011-10-20💬 to Fri 2026-09-04 Start
Value 		End
Value
VYM × 		$10,000.00
2011-10-20 		$40,639.69
2026-09-04
SCHD × 		$10,000.00
2011-10-20 		$45,091.20
2026-09-04
PEP × 		$10,000.00
2011-10-20 		$23,638.74
2026-09-04

This Year’s Performance

through 2026-09-04

  YTD YoY
VYM × 		+12.05% +16.93%
SCHD × 		+24.76% +26.07%
PEP × 		−4.40% −4.74%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VYM × 		−1.86%
on 2026-09-04
from 2026-08-13 peak 		−35.39%
on 2020-03-23
from 2020-01-17 peak
SCHD × 		−1.26%
on 2026-09-04
from 2026-08-24 peak 		−33.51%
on 2020-03-23
from 2020-01-23 peak
PEP × 		−28.10%
on 2026-09-04
from 2023-05-12 peak 		−34.11%
on 2025-05-14
from 2023-05-12 peak

Rolling Returns

Period ending Fri 2026-09-04 1 yr 2 yr 3 yr 5 yr 10 yr
VYM × 		+16.93% +29.40%
+13.75%/yr 		+51.51%
+14.85%/yr 		+44.28%
+7.61%/yr 		+118.58%
+8.13%/yr
SCHD × 		+26.07% +26.44%
+12.44%/yr 		+43.15%
+12.70%/yr 		+31.06%
+5.56%/yr 		+145.41%
+9.39%/yr
PEP × 		−4.74% −21.08%
−11.16%/yr 		−19.80%
−7.09%/yr 		−15.82%
−3.39%/yr 		+25.09%
+2.26%/yr

Annual Returns

Year VYM SCHD PEP
2026 (YTD) +12.05% +24.76% −4.40%
2025 +12.42% +1.62% −4.40%
2024 +14.30% +8.53% −10.19%
2023 +3.14% +1.16% −6.42%
2022 −6.49% −9.13% +0.30%
2021 +17.90% +21.34% +12.63%
2020 −0.21% +13.48% +10.17%
2019 +21.29% +24.45% +24.53%
2018 −7.68% −7.33% −6.59%
2017 +14.01% +18.34% +15.38%
2016 +14.66% +14.09% +5.61%
2015 −0.45% −1.02% +7.96%
2014 +12.69% +10.85% +16.39%
2013 +28.15% +30.91% +22.80%
2012 +10.77% +9.49% +4.58%
2011 +7.36% +5.73% +1.74%
2010 +12.54% — +9.06%
2009 +14.08% — +11.59%
2008 −31.98% — −26.03%
2007 −2.62% — +19.01%
2006 +2.75% — +5.22%
2005 — — +11.42%
2004 — — +10.22%
2003 — — +9.98%
2002 — — −14.18%
2001 — — −2.06%
2000 — — +37.95%
1999 — — −14.76%
1998 — — +12.49%
1997 — — +34.22%
1996 — — +2.80%
1995 — — +52.86%
1994 — — −11.91%
1993 — — −2.62%
1992 — — +20.73%
1991 — — +28.33%
1990 — — +16.72%
1989 — — +57.63%
1988 — — +15.85%
1987 — — +25.31%
1986 — — +8.38%
1985 — — +68.46%
1984 — — +12.36%
1983 — — +7.81%
1982 — — −1.31%
1981 — — +27.73%
1980 — — +2.59%
1979 — — −10.45%
1978 — — −13.11%
1977 — — +2.47%
1976 — — +10.00%
1975 — — +66.75%
1974 — — −46.55%
1973 — — −25.67%
1972 — — −0.52%