All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VOO vs. VYM vs. SCHD vs. FXAIX vs. FNILX vs. FDVV: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 2018-09-26💬 to Fri 2026-10-02 Overall
Return 		Exponential
Trendline
VOO × 		+126.00%
+10.71%/yr 		+10.44%/yr
R2=0.851
Vanguard S&P 500 ETF Exchange-Traded Fund
VYM × 		+72.00%
+7.00%/yr 		+7.33%/yr
R2=0.827
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		+84.08%
+7.91%/yr 		+7.32%/yr
R2=0.764
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
FXAIX × 		+126.97%
+10.77%/yr 		+10.50%/yr
R2=0.852
Fidelity 500 Index Fund Mutual Fund
FNILX × 		+127.09%
+10.77%/yr 		+10.42%/yr
R2=0.838
Fidelity Zero Large Cap Index Fund Mutual Fund
FDVV × 		+98.20%
+8.91%/yr 		+9.90%/yr
R2=0.875
Fidelity High Dividend ETF Exchange-Traded Fund

Growth of $10,000 Summary

Wed 2018-09-26💬 to Fri 2026-10-02 Start
Value 		End
Value
VOO × 		$10,000.00
2018-09-26 		$22,599.72
2026-10-02
VYM × 		$10,000.00
2018-09-26 		$17,199.53
2026-10-02
SCHD × 		$10,000.00
2018-09-26 		$18,408.14
2026-10-02
FXAIX × 		$10,000.00
2018-09-26 		$22,696.50
2026-10-02
FNILX × 		$10,000.00
2018-09-26 		$22,708.66
2026-10-02
FDVV × 		$10,000.00
2018-09-26 		$19,819.57
2026-10-02

This Year’s Performance

through 2026-10-02

  YTD YoY
VOO × 		+9.76% +12.45%
VYM × 		+7.02% +9.97%
SCHD × 		+17.88% +19.75%
FXAIX × 		+9.76% +12.47%
FNILX × 		+9.50% +11.95%
FDVV × 		+5.99% +8.81%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VOO × 		−1.25%
on 2026-10-02
from 2026-08-13 peak 		−33.95%
on 2020-03-23
from 2020-02-19 peak
VYM × 		−6.26%
on 2026-10-02
from 2026-08-13 peak 		−35.39%
on 2020-03-23
from 2020-01-17 peak
SCHD × 		−6.67%
on 2026-10-02
from 2026-08-24 peak 		−33.51%
on 2020-03-23
from 2020-01-23 peak
FXAIX × 		−1.27%
on 2026-10-02
from 2026-08-13 peak 		−33.75%
on 2020-03-23
from 2020-02-19 peak
FNILX × 		−1.37%
on 2026-10-02
from 2026-08-13 peak 		−33.71%
on 2020-03-23
from 2020-02-19 peak
FDVV × 		−5.20%
on 2026-10-02
from 2026-08-13 peak 		−40.24%
on 2020-03-23
from 2020-02-14 peak

Rolling Returns

Period ending Fri 2026-10-02 1 yr 2 yr 3 yr 5 yr 10 yr
VOO × 		+12.45% +30.11%
+14.06%/yr 		+71.47%
+19.69%/yr 		+55.30%
+9.20%/yr 		+201.31%
+11.66%/yr
VYM × 		+9.97% +20.70%
+9.87%/yr 		+52.38%
+15.07%/yr 		+41.08%
+7.13%/yr 		+111.03%
+7.75%/yr
SCHD × 		+19.75% +17.12%
+8.22%/yr 		+42.96%
+12.65%/yr 		+27.38%
+4.96%/yr 		+133.39%
+8.84%/yr
FXAIX × 		+12.47% +30.48%
+14.23%/yr 		+72.05%
+19.83%/yr 		+55.85%
+9.28%/yr 		+202.61%
+11.71%/yr
FNILX × 		+11.95% +30.28%
+14.14%/yr 		+72.04%
+19.82%/yr 		+53.51%
+8.95%/yr 		—
FDVV × 		+8.81% +20.89%
+9.95%/yr 		+60.01%
+16.96%/yr 		+56.37%
+9.35%/yr 		+144.75%
+9.36%/yr

Annual Returns

Year VOO VYM SCHD FXAIX FNILX FDVV
2026 (YTD) +9.76% +7.02% +17.88% +9.76% +9.50% +5.99%
2025 +14.75% +12.42% +1.62% +15.12% +14.74% +14.04%
2024 +21.47% +14.30% +8.53% +21.51% +21.95% +18.39%
2023 +22.23% +3.14% +1.16% +22.20% +23.32% +14.18%
2022 −23.14% −6.49% −9.13% −23.11% −24.27% −10.03%
2021 +20.33% +17.90% +21.34% +20.24% +18.34% +20.74%
2020 +16.73% −0.21% +13.48% +16.83% +19.51% +1.42%
2019 +28.43% +21.29% +24.45% +28.55% +28.85% +21.30%
2018 −6.29% −7.68% −7.33% −6.22% −12.92% −3.11%
2017 +19.25% +14.01% +18.34% +19.30% — +11.60%
2016 +9.89% +14.66% +14.09% +9.70% — +4.93%
2015 +0.59% −0.45% −1.02% +0.64% — —
2014 +12.71% +12.69% +10.85% +12.82% — —
2013 +30.43% +28.15% +30.91% +30.43% — —
2012 +14.02% +10.77% +9.49% +14.03% — —
2011 −1.04% +7.36% +5.72% −6.13% — —
2010 +14.34% +12.54% — — — —
2009 — +14.08% — — — —
2008 — −31.98% — — — —
2007 — −2.62% — — — —
2006 — +2.75% — — — —