All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VFINX real return snapshot: after CPI-U inflation, VFINX returned +13.59% over the past year and +5.37% YTD, with dividends reinvested. Since Dec. 26, 1979, VFINX is up +3,273.45% in real purchasing-power return, or +7.85%/yr, and is currently −2.42% below its real total-return high on Jun. 2, 2026.

Data ending Thu Jul. 23, 2026

Growth of $10,000

Wed 1979-12-26💬 to Thu 2026-07-23 Overall
Return 		Exponential
Trendline
VFINX × 		+3,273.45%
+7.85%/yr 		+7.26%/yr
R2=0.941
Vanguard 500 Index Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Wed 1979-12-26💬 to Thu 2026-07-23 Start
Value 		End
Value
VFINX × 		$10,000.00
1979-12-26 		$337,345.35
2026-07-23

This Year’s Performance

through 2026-07-23

  YTD YoY
VFINX × 		+5.37% +13.59%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VFINX × 		−2.42%
on 2026-07-23
from 2026-06-02 peak 		−58.52%
on 2009-03-09
from 2000-03-23 peak

Rolling Returns

Period ending Thu 2026-07-23 1 yr 2 yr 3 yr 5 yr 10 yr
VFINX × 		+13.59% +28.12%
+13.19%/yr 		+54.53%
+15.61%/yr 		+45.93%
+7.85%/yr 		+186.83%
+11.11%/yr

Annual Returns

Year VFINX
2026 (YTD) +5.37%
2025 +14.65%
2024 +21.34%
2023 +22.03%
2022 −23.21%
2021 +20.08%
2020 +17.14%
2019 +28.40%
2018 −6.33%
2017 +19.14%
2016 +9.56%
2015 +0.50%
2014 +12.67%
2013 +30.21%
2012 +13.85%
2011 −0.98%
2010 +13.22%
2009 +23.17%
2008 −37.08%
2007 +1.25%
2006 +12.80%
2005 +1.30%
2004 +7.25%
2003 +26.13%
2002 −23.98%
2001 −13.38%
2000 −12.04%
1999 +17.92%
1998 +26.58%
1997 +30.95%
1996 +18.92%
1995 +34.04%
1994 −1.46%
1993 +7.21%
1992 +5.19%
1991 +28.13%
1990 −8.35%
1989 +22.68%
1988 +10.06%
1987 −0.44%
1986 +8.11%
1985 +18.11%
1984 −0.27%
1983 +12.80%
1982 +14.85%
1981 −16.04%
1980 +13.66%
1979 −2.24%