VFINX,VBMFX,WM,CNI,MSFT: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Fri 1995-11-17? to Fri 2025-01-10	YTD Return	TRR Price
VFINX ×	−0.96% 2025-01-10	27.43 TRR 2025-01-10
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	−1.13% 2025-01-10	2.22 TRR 2025-01-10
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
WM ×	+2.63% 2025-01-10	29.14 TRR 2025-01-10
Waste Management Inc NYSE Common Stock
CNI ×	−1.61% 2025-01-10	65.41 TRR 2025-01-10
Canadian National Railway Co NYSE Common Stock
MSFT ×	−0.68% 2025-01-10	2414.7 TRR 2025-01-10
Microsoft Corporation NASDAQ Common Stock

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Returns

Fri 1995-11-17? to Fri 2025-01-10	Overall Return	Exponential Trendline
VFINX ×	+685.86% +7.33%/yr	+5.56%/yr (R2=0.775)
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	+46.47% +1.32%/yr	+1.79%/yr (R2=0.676)
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
WM ×	+763.18% +7.67%/yr	+7.07%/yr (R2=0.694)
Waste Management Inc NYSE Common Stock
CNI ×	+6,441.23% +15.42%/yr	+14.91%/yr (R2=0.949)
Canadian National Railway Co NYSE Common Stock
MSFT ×	+5,951.57% +15.11%/yr	+10.32%/yr (R2=0.723)
Microsoft Corporation NASDAQ Common Stock

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Growth of $10,000

Fri 1995-11-17? to Fri 2025-01-10	Start Value	End Value
VFINX ×	$10,000.00 1995-11-17	$78,586.04 2025-01-10
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	$10,000.00 1995-11-17	$14,647.10 2025-01-10
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
WM ×	$10,000.00 1995-11-17	$86,318.20 2025-01-10
Waste Management Inc NYSE Common Stock
CNI ×	$10,000.00 1995-11-17	$654,123.04 2025-01-10
Canadian National Railway Co NYSE Common Stock
MSFT ×	$10,000.00 1995-11-17	$605,156.72 2025-01-10
Microsoft Corporation NASDAQ Common Stock

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Annual Returns

Year	VFINX	VBMFX	WM	CNI	MSFT
2025 (YTD)	−0.96%	−1.13%	+2.63%	−1.61%	−0.68%
2024	+21.11%	−2.19%	+10.87%	−19.96%	+9.55%
2023	+22.03%	+2.19%	+12.43%	+4.34%	+53.06%
2022	−23.21%	−18.53%	−10.30%	−6.98%	−32.40%
2021	+20.08%	−8.41%	+34.37%	+6.67%	+42.45%
2020	+17.14%	+6.00%	+4.05%	+22.17%	+40.62%
2019	+28.39%	+6.19%	+27.53%	+21.68%	+54.03%
2018	−6.33%	−1.99%	+3.36%	−10.31%	+18.54%
2017	+19.14%	+1.23%	+21.89%	+21.85%	+37.81%
2016	+9.56%	+0.35%	+33.62%	+20.33%	+12.75%
2015	+0.50%	−0.53%	+6.34%	−18.17%	+21.80%
2014	+12.67%	+4.78%	+17.34%	+21.65%	+26.59%
2013	+30.21%	−3.97%	+35.79%	+25.45%	+42.15%
2012	+13.85%	+1.70%	+5.81%	+15.93%	+4.00%
2011	−0.99%	+4.01%	−10.36%	+16.83%	−7.27%
2010	+13.22%	+4.28%	+11.59%	+22.59%	−7.91%
2009	+23.17%	+3.13%	+3.45%	+46.94%	+56.20%
2008	−37.08%	+4.99%	+4.65%	−20.26%	−44.44%
2007	+1.25%	+2.75%	−12.33%	+6.43%	+16.09%
2006	+12.81%	+1.75%	+21.19%	+6.31%	+13.00%
2005	+1.30%	−0.99%	+0.76%	+28.07%	−4.22%
2004	+7.25%	+0.78%	+0.52%	+42.94%	+5.69%
2003	+26.13%	+1.99%	+26.82%	+52.42%	+4.85%
2002	−23.98%	+5.80%	−29.82%	−14.34%	−23.77%
2001	−13.37%	+6.73%	+13.31%	+63.23%	+50.37%
2000	−12.04%	+7.79%	+56.24%	+11.10%	−64.06%
1999	+17.92%	−2.95%	−64.09%	+1.62%	+63.98%
1998	+26.58%	+6.51%	+16.96%	+10.21%	+111.17%
1997	+30.95%	+7.65%	+21.09%	+24.84%	+53.86%
1996	+18.93%	+0.29%	+63.44%	+146.17%	+82.21%
1995	+34.03%	+15.31%	+61.81%	+0.07%	+39.99%
1994	−1.46%	−5.14%	−2.58%	—	+47.68%
1993	+7.21%	+5.54%	−23.65%	—	−8.08%
1992	+5.19%	+3.25%	−19.52%	—	+11.85%
1991	+28.14%	+11.62%	+186.04%	—	+115.25%
1990	−8.92%	+2.43%	+237.70%	—	+62.95%
1989	+22.67%	+8.68%	−36.69%	—	+56.14%
1988	+10.08%	+2.90%	−47.81%	—	−5.99%
1987	−0.46%	+2.04%	—	—	+115.34%
1986	+8.13%	—	—	—	+70.20%
1985	+18.10%	—	—	—	—
1984	−0.25%	—	—	—	—
1983	+12.80%	—	—	—	—
1982	+14.81%	—	—	—	—
1981	−16.02%	—	—	—	—
1980	+13.67%	—	—	—	—
1979	−2.24%	—	—	—	—

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Drawdowns

Fri 1995-11-17? to Fri 2025-01-10	Current Drawdown	Worst Drawdown
VFINX ×	−4.46%	−58.52% 2009-03-09
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	−27.12%	−31.25% 2023-10-19
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
WM ×	−9.25%	−78.48% 2000-03-28
Waste Management Inc NYSE Common Stock
CNI ×	−31.11%	−47.88% 2009-03-09
Canadian National Railway Co NYSE Common Stock
MSFT ×	−10.68%	−75.73% 2009-03-09
Microsoft Corporation NASDAQ Common Stock