All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX,SPY,FBNDX,VBMFX,VWELX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Fri 1993-01-29💬 to Tue 2026-06-02 YTD
Return
1 Year
Return
VFINX
×
+8.27%
2026-06-02
+24.68%
2026-06-02
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+8.32%
2026-06-02
+24.73%
2026-06-02
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
FBNDX
×
−2.40%
2026-06-02
+1.43%
2026-06-02
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX
×
−2.98%
2026-06-02
+0.92%
2026-06-02
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX
×
+3.87%
2026-06-02
+16.80%
2026-06-02
Vanguard Wellington Fund Investor Shares Mutual Fund

Returns

Fri 1993-01-29💬 to Tue 2026-06-02 Overall
Return
Exponential
Trendline
VFINX
×
+1,261.17%
+8.15%/yr
+6.29%/yr
(R2=0.848)
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+1,240.21%
+8.10%/yr
+6.29%/yr
(R2=0.848)
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
FBNDX
×
+85.52%
+1.87%/yr
+2.12%/yr
(R2=0.799)
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX
×
+76.26%
+1.71%/yr
+2.03%/yr
(R2=0.720)
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX
×
+1,088.16%
+7.71%/yr
+6.89%/yr
(R2=0.957)
Vanguard Wellington Fund Investor Shares Mutual Fund

Growth of $10,000

Fri 1993-01-29💬 to Tue 2026-06-02 Start
Value
End
Value
VFINX
×
$10,000.00
1993-01-29
$136,116.94
2026-06-02
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
$10,000.00
1993-01-29
$134,020.55
2026-06-02
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
FBNDX
×
$10,000.00
1993-01-29
$18,552.00
2026-06-02
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX
×
$10,000.00
1993-01-29
$17,625.86
2026-06-02
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX
×
$10,000.00
1993-01-29
$118,815.69
2026-06-02
Vanguard Wellington Fund Investor Shares Mutual Fund

Annual Returns

Year VFINX SPY FBNDX VBMFX VWELX
2026 (YTD) +8.27% +8.32% −2.40% −2.98% +3.87%
2025 +14.65% +14.65% +4.54% +4.26% +13.51%
2024 +21.34% +21.39% −0.92% −1.69% +11.52%
2023 +22.03% +22.09% +3.01% +2.20% +10.59%
2022 −23.21% −23.15% −18.95% −18.50% −19.56%
2021 +20.08% +20.27% −7.42% −8.21% +11.17%
2020 +17.14% +16.74% +8.46% +6.19% +9.08%
2019 +28.40% +28.29% +7.39% +6.20% +19.78%
2018 −6.33% −6.35% −2.23% −1.99% −5.24%
2017 +19.14% +19.19% +1.95% +1.33% +12.35%
2016 +9.56% +9.73% +3.03% +0.42% +8.77%
2015 +0.50% +0.50% −2.27% −0.43% −0.18%
2014 +12.67% +12.61% +5.05% +4.98% +9.01%
2013 +30.21% +30.35% −3.21% −3.69% +17.92%
2012 +13.85% +14.01% +4.44% +2.29% +10.64%
2011 −0.98% −1.04% +4.80% +4.49% +0.87%
2010 +13.22% +13.36% +6.84% +4.75% +9.30%
2009 +23.17% +23.01% +12.99% +3.14% +19.00%
2008 −37.08% −36.85% −6.90% +5.00% −22.37%
2007 +1.25% +1.01% −1.40% +2.75% +4.08%
2006 +12.80% +13.00% +2.28% +1.75% +12.14%
2005 +1.30% +1.35% −0.51% −0.97% +3.28%
2004 +7.25% +7.21% +1.35% +0.98% +7.67%
2003 +26.13% +25.82% +2.81% +1.99% +18.52%
2002 −23.98% −23.41% +6.85% +5.91% −9.07%
2001 −13.38% −13.10% +7.19% +6.74% +2.59%
2000 −12.04% −12.70% +7.26% +7.79% +7.25%
1999 +17.92% +17.24% −3.58% −2.32% +29.55%
1998 +26.58% +26.65% +6.29% +6.92% +11.42%
1997 +30.95% +31.24% +7.12% +7.64% +21.17%
1996 +18.92% +18.63% −0.23% +0.29% +12.38%
1995 +34.04% +34.61% +12.70% +15.32% +29.63%
1994 −1.46% −2.22% −7.77% −5.13% −3.06%
1993 +7.21% +6.22% +13.16% +6.79% +10.35%
1992 +5.19% +5.33% +4.24% +8.85%
1991 +28.13% +15.45% +11.90% +18.44%
1990 −8.35% −0.03% +2.45% −8.42%
1989 +22.68% +8.14% +8.67% +20.39%
1988 +10.06% +3.46% +2.88% +15.35%
1987 −0.44% −4.08% −2.71% −1.06%
1986 +8.11% +5.52% −0.66% +14.56%
1985 +18.12% +21.18%
1984 −0.27% +2.39%
1983 +12.80% +15.02%
1982 +14.85% +19.91%
1981 −16.04% −5.46%
1980 +13.66% +8.72%
1979 −2.23% +0.05%

Drawdowns

Fri 1993-01-29💬 to Tue 2026-06-02 Current
Drawdown
Worst
Drawdown
VFINX
×
−58.52%
2009-03-09
from 2000-03-23 peak
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
−58.56%
2009-03-09
from 2000-03-24 peak
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
FBNDX
×
−22.03%
from 2020-08-06 peak
−29.62%
2023-10-19
from 2020-08-06 peak
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX
×
−24.70%
from 2020-08-04 peak
−30.93%
2023-10-19
from 2020-08-04 peak
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX
×
−37.24%
2009-03-09
from 2007-10-09 peak
Vanguard Wellington Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Tue 2026-06-02 1
Year
2
Years
3
Years
5
Years
10
Years
VFINX
×
+24.68% +38.64%
+17.71%/yr
+67.74%
+18.81%/yr
+55.53%
+9.24%/yr
+204.60%
+11.78%/yr
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+24.73% +38.67%
+17.72%/yr
+67.92%
+18.86%/yr
+55.97%
+9.30%/yr
+204.83%
+11.79%/yr
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
FBNDX
×
+1.43% +4.49%
+2.22%/yr
+3.60%
+1.18%/yr
−17.50%
−3.77%/yr
−9.23%
−0.96%/yr
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX
×
+0.92% +3.44%
+1.70%/yr
+1.86%
+0.61%/yr
−19.38%
−4.22%/yr
−16.21%
−1.75%/yr
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX
×
+16.80% +27.05%
+12.69%/yr
+40.66%
+12.04%/yr
+23.59%
+4.33%/yr
+91.13%
+6.69%/yr
Vanguard Wellington Fund Investor Shares Mutual Fund