VFINX vs. SPY vs. FBNDX vs. VBMFX vs. VWELX Stock Chart (Dividends Reinvested, Inflation Adjusted)

VFINX vs. SPY vs. FBNDX vs. VBMFX vs. VWELX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Dividends Reinvested:

Growth of $10,000

Fri 1993-01-29^💬 to Fri 2026-09-11	Overall Return	Exponential Trendline
VFINX ^×	+1,268.71% +8.09%/yr	+6.35%/yr R²=0.851
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY ^×	+1,247.31% +8.04%/yr	+6.34%/yr R²=0.851
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
FBNDX ^×	+81.30% +1.79%/yr	+2.09%/yr R²=0.791
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX ^×	+73.02% +1.64%/yr	+1.99%/yr R²=0.709
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX ^×	+1,075.29% +7.61%/yr	+6.88%/yr R²=0.958
Vanguard Wellington Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Fri 1993-01-29^💬 to Fri 2026-09-11	Start Value	End Value
VFINX ^×	$10,000.00 1993-01-29	$136,870.78 2026-09-11
SPY ^×	$10,000.00 1993-01-29	$134,730.55 2026-09-11
FBNDX ^×	$10,000.00 1993-01-29	$18,129.88 2026-09-11
VBMFX ^×	$10,000.00 1993-01-29	$17,301.96 2026-09-11
VWELX ^×	$10,000.00 1993-01-29	$117,529.09 2026-09-11

This Year’s Performance

through 2026-09-11

	YTD	YoY
VFINX ^×	+8.87%	+13.57%
SPY ^×	+8.89%	+13.64%
FBNDX ^×	−4.62%	−4.09%
VBMFX ^×	−4.76%	−4.06%
VWELX ^×	+2.75%	+6.65%

Drawdowns

	Current Drawdown	Worst Drawdown
VFINX ^×	−1.99% on 2026-09-11 from 2026-08-13 peak	−58.52% on 2009-03-09 from 2000-03-23 peak
SPY ^×	−2.03% on 2026-09-11 from 2026-08-13 peak	−58.56% on 2009-03-09 from 2000-03-24 peak
FBNDX ^×	−23.80% on 2026-09-11 from 2020-08-06 peak	−29.62% on 2023-10-19 from 2020-08-06 peak
VBMFX ^×	−26.09% on 2026-09-11 from 2020-08-04 peak	−30.93% on 2023-10-19 from 2020-08-04 peak
VWELX ^×	−1.75% on 2026-09-11 from 2026-08-07 peak	−37.23% on 2009-03-09 from 2007-10-09 peak

Rolling Returns

Period ending Fri 2026-09-11	1 yr	2 yr	3 yr	5 yr	10 yr
VFINX ^×	+13.57%	+32.40% +15.06%/yr	+62.00% +17.45%/yr	+49.54% +8.38%/yr	+202.37% +11.70%/yr
SPY ^×	+13.64%	+32.56% +15.14%/yr	+62.13% +17.48%/yr	+49.91% +8.43%/yr	+202.40% +11.70%/yr
FBNDX ^×	−4.09%	−3.78% −1.91%/yr	+3.81% +1.25%/yr	−19.58% −4.26%/yr	−13.34% −1.42%/yr
VBMFX ^×	−4.06%	−4.25% −2.15%/yr	+2.80% +0.92%/yr	−20.90% −4.58%/yr	−18.78% −2.06%/yr
VWELX ^×	+6.65%	+20.03% +9.56%/yr	+38.29% +11.41%/yr	+18.70% +3.49%/yr	+86.38% +6.42%/yr

Annual Returns

Year	VFINX	SPY	FBNDX	VBMFX	VWELX
2026 (YTD)	+8.87%	+8.89%	−4.62%	−4.76%	+2.75%
2025	+14.65%	+14.65%	+4.54%	+4.26%	+13.51%
2024	+21.34%	+21.39%	−0.93%	−1.69%	+11.52%
2023	+22.03%	+22.09%	+3.01%	+2.20%	+10.59%
2022	−23.21%	−23.15%	−18.95%	−18.50%	−19.56%
2021	+20.08%	+20.27%	−7.42%	−8.21%	+11.17%
2020	+17.14%	+16.74%	+8.46%	+6.19%	+9.08%
2019	+28.40%	+28.29%	+7.39%	+6.20%	+19.78%
2018	−6.33%	−6.35%	−2.23%	−1.99%	−5.24%
2017	+19.14%	+19.19%	+1.95%	+1.33%	+12.35%
2016	+9.56%	+9.73%	+3.03%	+0.42%	+8.77%
2015	+0.50%	+0.50%	−2.28%	−0.43%	−0.18%
2014	+12.67%	+12.61%	+5.05%	+4.97%	+9.01%
2013	+30.21%	+30.35%	−3.21%	−3.69%	+17.92%
2012	+13.85%	+14.01%	+4.44%	+2.29%	+10.64%
2011	−0.98%	−1.04%	+4.79%	+4.49%	+0.87%
2010	+13.22%	+13.36%	+6.84%	+4.75%	+9.30%
2009	+23.17%	+23.01%	+12.99%	+3.14%	+19.00%
2008	−37.08%	−36.85%	−6.90%	+5.00%	−22.37%
2007	+1.25%	+1.01%	−1.40%	+2.75%	+4.07%
2006	+12.80%	+13.00%	+2.28%	+1.75%	+12.14%
2005	+1.30%	+1.35%	−0.51%	−0.97%	+3.28%
2004	+7.25%	+7.21%	+1.35%	+0.99%	+7.67%
2003	+26.13%	+25.82%	+2.81%	+1.99%	+18.52%
2002	−23.98%	−23.40%	+6.85%	+5.92%	−9.08%
2001	−13.38%	−13.10%	+7.19%	+6.73%	+2.59%
2000	−12.04%	−12.70%	+7.26%	+7.79%	+7.25%
1999	+17.92%	+17.24%	−3.58%	−2.32%	+29.55%
1998	+26.58%	+26.65%	+6.30%	+6.91%	+11.42%
1997	+30.95%	+31.24%	+7.11%	+7.64%	+21.17%
1996	+18.92%	+18.63%	−0.23%	+0.29%	+12.38%
1995	+34.04%	+34.61%	+12.70%	+15.32%	+29.63%
1994	−1.46%	−2.22%	−7.76%	−5.14%	−3.06%
1993	+7.21%	+6.22%	+13.15%	+6.79%	+10.63%
1992	+5.19%	—	+5.33%	+4.24%	+8.56%
1991	+28.13%	—	+15.44%	+11.90%	+18.44%
1990	−8.35%	—	−0.03%	+2.45%	−8.42%
1989	+22.68%	—	+8.14%	+8.67%	+20.39%
1988	+10.06%	—	+3.46%	+2.89%	+15.35%
1987	−0.44%	—	−4.08%	−2.71%	−1.06%
1986	+8.11%	—	+5.52%	−0.66%	+14.50%
1985	+18.11%	—	—	—	+21.24%
1984	−0.27%	—	—	—	+2.49%
1983	+12.80%	—	—	—	+14.92%
1982	+14.85%	—	—	—	+19.92%
1981	−16.04%	—	—	—	−5.47%
1980	+13.66%	—	—	—	+8.70%
1979	−2.24%	—	—	—	+0.08%