VFINX vs. SPY vs. FBNDX vs. VBMFX vs. VWELX Stock Chart (Dividends Reinvested, Inflation Adjusted)

VFINX vs. SPY vs. FBNDX vs. VBMFX vs. VWELX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Dividends Reinvested:

Growth of $10,000

Fri 1993-01-29^💬 to Wed 2026-07-29	Overall Return	Exponential Trendline
VFINX ^×	+1,207.58% +7.98%/yr	+6.32%/yr R²=0.849
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY ^×	+1,187.56% +7.93%/yr	+6.32%/yr R²=0.850
SPDR S&P 500 ETF Trust Exchange-Traded Fund
FBNDX ^×	+83.14% +1.82%/yr	+2.10%/yr R²=0.795
Fidelity Investment Grade Bond Fund Mutual Fund
VBMFX ^×	+74.45% +1.68%/yr	+2.01%/yr R²=0.714
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
VWELX ^×	+1,044.27% +7.55%/yr	+6.89%/yr R²=0.957
Vanguard Wellington Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Fri 1993-01-29^💬 to Wed 2026-07-29	Start Value	End Value
VFINX ^×	$10,000.00 1993-01-29	$130,758.03 2026-07-29
SPY ^×	$10,000.00 1993-01-29	$128,756.04 2026-07-29
FBNDX ^×	$10,000.00 1993-01-29	$18,314.38 2026-07-29
VBMFX ^×	$10,000.00 1993-01-29	$17,445.48 2026-07-29
VWELX ^×	$10,000.00 1993-01-29	$114,427.35 2026-07-29

This Year’s Performance

through 2026-07-29

	YTD	YoY
VFINX ^×	+4.01%	+11.94%
SPY ^×	+4.06%	+11.99%
FBNDX ^×	−3.65%	−0.84%
VBMFX ^×	−3.97%	−1.11%
VWELX ^×	+0.04%	+7.01%

Drawdowns

	Current Drawdown	Worst Drawdown
VFINX ^×	−3.68% on 2026-07-29 from 2026-06-02 peak	−58.52% on 2009-03-09 from 2000-03-23 peak
SPY ^×	−3.67% on 2026-07-29 from 2026-06-02 peak	−58.56% on 2009-03-09 from 2000-03-24 peak
FBNDX ^×	−23.03% on 2026-07-29 from 2020-08-06 peak	−29.62% on 2023-10-19 from 2020-08-06 peak
VBMFX ^×	−25.47% on 2026-07-29 from 2020-08-04 peak	−30.93% on 2023-10-19 from 2020-08-04 peak
VWELX ^×	−3.44% on 2026-07-29 from 2026-06-02 peak	−37.23% on 2009-03-09 from 2007-10-09 peak

Rolling Returns

Period ending Wed 2026-07-29	1 yr	2 yr	3 yr	5 yr	10 yr
VFINX ^×	+11.94%	+28.61% +13.41%/yr	+51.04% +14.74%/yr	+43.91% +7.55%/yr	+183.15% +10.97%/yr
SPY ^×	+11.99%	+28.74% +13.46%/yr	+51.24% +14.79%/yr	+44.35% +7.62%/yr	+183.44% +10.98%/yr
FBNDX ^×	−0.84%	+0.81% +0.41%/yr	+3.02% +1.00%/yr	−18.94% −4.11%/yr	−12.63% −1.34%/yr
VBMFX ^×	−1.11%	+0.31% +0.16%/yr	+1.78% +0.59%/yr	−20.48% −4.48%/yr	−18.88% −2.07%/yr
VWELX ^×	+7.01%	+19.13% +9.15%/yr	+31.62% +9.59%/yr	+16.24% +3.05%/yr	+79.28% +6.01%/yr

Annual Returns

Year	VFINX	SPY	FBNDX	VBMFX	VWELX
2026 (YTD)	+4.01%	+4.06%	−3.65%	−3.97%	+0.04%
2025	+14.65%	+14.65%	+4.54%	+4.26%	+13.51%
2024	+21.34%	+21.39%	−0.93%	−1.69%	+11.52%
2023	+22.03%	+22.09%	+3.01%	+2.20%	+10.59%
2022	−23.21%	−23.15%	−18.95%	−18.51%	−19.56%
2021	+20.08%	+20.27%	−7.42%	−8.21%	+11.17%
2020	+17.14%	+16.74%	+8.46%	+6.19%	+9.08%
2019	+28.40%	+28.29%	+7.39%	+6.20%	+19.78%
2018	−6.33%	−6.35%	−2.23%	−1.99%	−5.24%
2017	+19.14%	+19.19%	+1.95%	+1.33%	+12.35%
2016	+9.56%	+9.73%	+3.02%	+0.42%	+8.77%
2015	+0.50%	+0.50%	−2.27%	−0.43%	−0.18%
2014	+12.67%	+12.61%	+5.05%	+4.97%	+9.01%
2013	+30.21%	+30.35%	−3.21%	−3.69%	+17.92%
2012	+13.85%	+14.01%	+4.44%	+2.29%	+10.64%
2011	−0.98%	−1.04%	+4.80%	+4.49%	+0.87%
2010	+13.22%	+13.36%	+6.84%	+4.75%	+9.30%
2009	+23.17%	+23.01%	+12.99%	+3.14%	+19.00%
2008	−37.08%	−36.85%	−6.90%	+5.00%	−22.37%
2007	+1.25%	+1.01%	−1.40%	+2.75%	+4.07%
2006	+12.80%	+13.00%	+2.28%	+1.74%	+12.14%
2005	+1.30%	+1.35%	−0.51%	−0.97%	+3.28%
2004	+7.25%	+7.21%	+1.35%	+0.99%	+7.67%
2003	+26.13%	+25.82%	+2.81%	+1.99%	+18.52%
2002	−23.98%	−23.40%	+6.85%	+5.91%	−9.08%
2001	−13.38%	−13.10%	+7.18%	+6.74%	+2.59%
2000	−12.04%	−12.70%	+7.26%	+7.79%	+7.25%
1999	+17.92%	+17.24%	−3.58%	−2.32%	+29.55%
1998	+26.58%	+26.65%	+6.29%	+6.91%	+11.42%
1997	+30.95%	+31.24%	+7.12%	+7.64%	+21.17%
1996	+18.92%	+18.63%	−0.23%	+0.29%	+12.38%
1995	+34.04%	+34.61%	+12.70%	+15.32%	+29.63%
1994	−1.46%	−2.22%	−7.77%	−5.14%	−3.06%
1993	+7.21%	+6.22%	+13.16%	+6.79%	+10.63%
1992	+5.19%	—	+5.33%	+4.25%	+8.56%
1991	+28.13%	—	+15.44%	+11.90%	+18.44%
1990	−8.35%	—	−0.04%	+2.45%	−8.42%
1989	+22.68%	—	+8.14%	+8.67%	+20.39%
1988	+10.06%	—	+3.46%	+2.89%	+15.35%
1987	−0.44%	—	−4.08%	−2.71%	−1.06%
1986	+8.11%	—	+12.49%	−0.65%	+14.50%
1985	+18.11%	—	+16.84%	—	+21.24%
1984	−0.27%	—	+7.64%	—	+2.49%
1983	+12.80%	—	+2.83%	—	+14.92%
1982	+14.85%	—	+25.53%	—	+19.92%
1981	−16.04%	—	−4.45%	—	−5.47%
1980	+13.66%	—	−9.00%	—	+8.70%
1979	−2.24%	—	−0.17%	—	+0.08%