All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX,SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Fri 1993-01-29? to Fri 2026-03-13 YTD
Return
TRR
Price
VFINX
×
−3.79%
2026-03-13
30.81 TRR
2026-03-13
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
−3.78%
2026-03-13
11.91 TRR
2026-03-13
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Returns

Fri 1993-01-29? to Fri 2026-03-13 Overall
Return
Exponential
Trendline
VFINX
×
+1,109.48%
+7.82%/yr
+6.25%/yr
(R2=0.845)
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+1,090.74%
+7.77%/yr
+6.24%/yr
(R2=0.845)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000

Fri 1993-01-29? to Fri 2026-03-13 Start
Value
End
Value
VFINX
×
$10,000.00
1993-01-29
$120,947.97
2026-03-13
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
$10,000.00
1993-01-29
$119,074.07
2026-03-13
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Annual Returns

Year VFINX SPY
2026 (YTD) −3.79% −3.78%
2025 +14.65% +14.65%
2024 +21.35% +21.39%
2023 +22.03% +22.09%
2022 −23.21% −23.15%
2021 +20.07% +20.27%
2020 +17.14% +16.74%
2019 +28.39% +28.29%
2018 −6.33% −6.36%
2017 +19.14% +19.19%
2016 +9.56% +9.73%
2015 +0.49% +0.50%
2014 +12.67% +12.61%
2013 +30.21% +30.35%
2012 +13.85% +14.02%
2011 −0.98% −1.04%
2010 +13.21% +13.36%
2009 +23.17% +23.00%
2008 −37.08% −36.85%
2007 +1.25% +1.01%
2006 +12.80% +13.00%
2005 +1.30% +1.36%
2004 +7.24% +7.20%
2003 +26.13% +25.82%
2002 −23.98% −23.41%
2001 −13.38% −13.10%
2000 −12.03% −12.70%
1999 +17.91% +17.24%
1998 +26.58% +26.65%
1997 +30.95% +31.25%
1996 +18.92% +18.57%
1995 +34.06% +34.64%
1994 −1.47% −2.23%
1993 +7.21% +6.29%
1992 +5.18%
1991 +28.14%
1990 −8.37%
1989 +22.71%
1988 +10.06%
1987 −0.46%
1986 +8.11%
1985 +18.11%
1984 −0.25%
1983 +12.79%
1982 +14.85%
1981 −16.03%
1980 +13.66%
1979 −2.21%

Drawdowns

Fri 1993-01-29? to Fri 2026-03-13 Current
Drawdown
Worst
Drawdown
VFINX
×
−5.51% −58.52%
2009-03-09
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
−5.48% −58.56%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund