All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX vs. SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Fri 1993-01-29💬 to Mon 2026-10-12 Overall
Return
Exponential
Trendline
VFINX
×
+1,292.59%
+8.13%/yr
+6.37%/yr
R2=0.852
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+1,271.15%
+8.08%/yr
+6.36%/yr
R2=0.852
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000 Summary

Fri 1993-01-29💬 to Mon 2026-10-12 Start
Value
End
Value
VFINX
×
$10,000.00
1993-01-29
$139,259.48
2026-10-12
SPY
×
$10,000.00
1993-01-29
$137,114.89
2026-10-12

This Year’s Performance

through 2026-10-12

  YTD YoY
VFINX
×
+10.77% +16.22%
SPY
×
+10.82% +16.29%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VFINX
×
−0.28%
on 2026-10-12
from 2026-08-13 peak
−58.52%
on 2009-03-09
from 2000-03-23 peak
SPY
×
−0.29%
on 2026-10-12
from 2026-08-13 peak
−58.55%
on 2009-03-09
from 2000-03-24 peak

Rolling Returns

Period ending Mon 2026-10-12 1 yr 2 yr 3 yr 5 yr 10 yr
VFINX
×
+16.22% +28.71%
+13.45%/yr
+70.08%
+19.37%/yr
+56.57%
+9.38%/yr
+206.11%
+11.84%/yr
SPY
×
+16.29% +28.84%
+13.51%/yr
+70.27%
+19.41%/yr
+57.01%
+9.44%/yr
+206.25%
+11.84%/yr

Annual Returns

Year VFINX SPY
2026 (YTD) +10.77% +10.82%
2025 +14.65% +14.65%
2024 +21.34% +21.39%
2023 +22.03% +22.09%
2022 −23.21% −23.15%
2021 +20.08% +20.27%
2020 +17.14% +16.74%
2019 +28.40% +28.29%
2018 −6.33% −6.35%
2017 +19.14% +19.19%
2016 +9.56% +9.73%
2015 +0.50% +0.50%
2014 +12.67% +12.61%
2013 +30.21% +30.35%
2012 +13.85% +14.01%
2011 −0.98% −1.04%
2010 +13.22% +13.36%
2009 +23.17% +23.01%
2008 −37.08% −36.85%
2007 +1.25% +1.01%
2006 +12.80% +13.00%
2005 +1.30% +1.35%
2004 +7.25% +7.21%
2003 +26.13% +25.82%
2002 −23.98% −23.41%
2001 −13.38% −13.10%
2000 −12.04% −12.70%
1999 +17.92% +17.24%
1998 +26.58% +26.65%
1997 +30.95% +31.24%
1996 +18.92% +18.63%
1995 +34.04% +34.61%
1994 −1.46% −2.22%
1993 +7.21% +6.22%
1992 +5.19% —
1991 +28.13% —
1990 −8.35% —
1989 +22.68% —
1988 +10.06% —
1987 −0.44% —
1986 +8.11% —
1985 +18.12% —
1984 −0.27% —
1983 +12.80% —
1982 +14.85% —
1981 −16.04% —
1980 +13.66% —
1979 −2.24% —