All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX,SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Fri 1993-01-29? to Fri 2026-04-24 YTD
Return
TRR
Price
VFINX
×
+2.83%
2026-04-24
32.92 TRR
2026-04-24
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+2.81%
2026-04-24
12.72 TRR
2026-04-24
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Returns

Fri 1993-01-29? to Fri 2026-04-24 Overall
Return
Exponential
Trendline
VFINX
×
+1,192.85%
+8.01%/yr
+6.27%/yr
(R2=0.846)
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+1,172.17%
+7.95%/yr
+6.26%/yr
(R2=0.847)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000

Fri 1993-01-29? to Fri 2026-04-24 Start
Value
End
Value
VFINX
×
$10,000.00
1993-01-29
$129,284.88
2026-04-24
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
$10,000.00
1993-01-29
$127,216.68
2026-04-24
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Annual Returns

Year VFINX SPY
2026 (YTD) +2.83% +2.81%
2025 +14.65% +14.65%
2024 +21.34% +21.39%
2023 +22.03% +22.09%
2022 −23.21% −23.15%
2021 +20.07% +20.27%
2020 +17.14% +16.74%
2019 +28.40% +28.29%
2018 −6.33% −6.36%
2017 +19.15% +19.19%
2016 +9.56% +9.73%
2015 +0.50% +0.50%
2014 +12.67% +12.62%
2013 +30.21% +30.35%
2012 +13.86% +14.02%
2011 −0.99% −1.04%
2010 +13.22% +13.36%
2009 +23.18% +23.00%
2008 −37.08% −36.85%
2007 +1.25% +1.01%
2006 +12.80% +13.00%
2005 +1.31% +1.35%
2004 +7.25% +7.21%
2003 +26.13% +25.81%
2002 −23.98% −23.40%
2001 −13.37% −13.11%
2000 −12.04% −12.70%
1999 +17.92% +17.24%
1998 +26.58% +26.65%
1997 +30.95% +31.24%
1996 +18.92% +18.63%
1995 +34.03% +34.62%
1994 −1.45% −2.23%
1993 +7.20% +6.24%
1992 +5.18%
1991 +28.16%
1990 −8.37%
1989 +22.68%
1988 +10.06%
1987 −0.45%
1986 +8.11%
1985 +18.12%
1984 −0.25%
1983 +12.77%
1982 +14.88%
1981 −16.03%
1980 +13.64%
1979 −2.24%

Drawdowns

Fri 1993-01-29? to Fri 2026-04-24 Current
Drawdown
Worst
Drawdown
VFINX
×
0.00% −58.52%
2009-03-09
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
0.00% −58.55%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund