All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX vs. SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Fri 1993-01-29💬 to Fri 2026-10-30 Overall
Return
Exponential
Trendline
VFINX
×
+1,245.67%
+8.01%/yr
+6.38%/yr
R2=0.852
Vanguard 500 Index Fund Investor Shares Mutual Fund
SPY
×
+1,225.11%
+7.96%/yr
+6.37%/yr
R2=0.853
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000 Summary

Fri 1993-01-29💬 to Fri 2026-10-30 Start
Value
End
Value
VFINX
×
$10,000.00
1993-01-29
$134,566.58
2026-10-30
SPY
×
$10,000.00
1993-01-29
$132,511.05
2026-10-30

This Year’s Performance

through 2026-10-30

  YTD YoY
VFINX
×
+7.04% +7.77%
SPY
×
+7.10% +7.88%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VFINX
×
−3.64%
on 2026-10-30
from 2026-08-13 peak
−58.52%
on 2009-03-09
from 2000-03-23 peak
SPY
×
−3.64%
on 2026-10-30
from 2026-08-13 peak
−58.55%
on 2009-03-09
from 2000-03-24 peak

Rolling Returns

Period ending Fri 2026-10-30 1 yr 2 yr 3 yr 5 yr 10 yr
VFINX
×
+7.77% +24.46%
+11.56%/yr
+71.47%
+19.69%/yr
+43.52%
+7.49%/yr
+197.66%
+11.52%/yr
SPY
×
+7.88% +24.51%
+11.58%/yr
+71.67%
+19.74%/yr
+43.92%
+7.55%/yr
+197.78%
+11.53%/yr

Annual Returns

Year VFINX SPY
2026 (YTD) +7.04% +7.10%
2025 +14.65% +14.65%
2024 +21.34% +21.39%
2023 +22.03% +22.09%
2022 −23.21% −23.15%
2021 +20.08% +20.27%
2020 +17.14% +16.74%
2019 +28.40% +28.29%
2018 −6.33% −6.35%
2017 +19.14% +19.19%
2016 +9.56% +9.73%
2015 +0.50% +0.50%
2014 +12.67% +12.61%
2013 +30.21% +30.35%
2012 +13.85% +14.01%
2011 −0.98% −1.04%
2010 +13.22% +13.36%
2009 +23.17% +23.01%
2008 −37.08% −36.85%
2007 +1.25% +1.01%
2006 +12.80% +13.00%
2005 +1.30% +1.35%
2004 +7.25% +7.21%
2003 +26.13% +25.82%
2002 −23.98% −23.41%
2001 −13.38% −13.10%
2000 −12.04% −12.70%
1999 +17.92% +17.24%
1998 +26.58% +26.65%
1997 +30.95% +31.24%
1996 +18.92% +18.63%
1995 +34.04% +34.61%
1994 −1.46% −2.22%
1993 +7.21% +6.22%
1992 +5.19% —
1991 +28.13% —
1990 −8.91% —
1989 +22.68% —
1988 +10.06% —
1987 −0.44% —
1986 +8.11% —
1985 +18.12% —
1984 −0.27% —
1983 +12.80% —
1982 +14.86% —
1981 −16.04% —
1980 +13.66% —
1979 −2.24% —