All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SWYHX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Fri 2016-08-26? to Thu 2026-04-30 YTD
Return 		TRR
Price
SWYHX × 		+3.10%
2026-04-30 		1.957 TRR
2026-04-30
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund

Returns

Fri 2016-08-26? to Thu 2026-04-30 Overall
Return 		Exponential
Trendline
SWYHX × 		+95.70%
+7.19%/yr 		+5.45%/yr
(R2=0.749)
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund

Growth of $10,000

Fri 2016-08-26? to Thu 2026-04-30 Start
Value 		End
Value
SWYHX × 		$10,000.00
2016-08-26 		$19,570.18
2026-04-30
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund

Annual Returns

Year SWYHX
2026 (YTD) +3.10%
2025 +15.54%
2024 +10.89%
2023 +16.08%
2022 −22.36%
2021 +9.40%
2020 +12.92%
2019 +22.04%
2018 −9.00%
2017 +17.56%
2016 +1.93%

Drawdowns

Fri 2016-08-26? to Thu 2026-04-30 Current
Drawdown 		Worst
Drawdown
SWYHX × 		−1.24% −30.73%
2020-03-23
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund