SWYHX Stock Chart (Dividends Reinvested, Inflation Adjusted) | Total Real Returns

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SWYHX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Dividends Reinvested:

Fri 2016-08-26^? to Fri 2025-09-05	YTD Return	TRR Price
SWYHX ^×	+9.89% 2025-09-05	1.804 TRR 2025-09-05
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund

Returns

Fri 2016-08-26^? to Fri 2025-09-05	Overall Return	Exponential Trendline
SWYHX ^×	+80.42% +6.76%/yr	+4.98%/yr (R²=0.690)
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund

Growth of $10,000

Fri 2016-08-26^? to Fri 2025-09-05	Start Value	End Value
SWYHX ^×	$10,000.00 2016-08-26	$18,042.14 2025-09-05
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund

Annual Returns

Year	SWYHX
2025 (YTD)	+9.89%
2024	+10.91%
2023	+16.04%
2022	−22.38%
2021	+9.35%
2020	+13.00%
2019	+21.98%
2018	−9.01%
2017	+17.57%
2016	+1.93%

Drawdowns

Fri 2016-08-26^? to Fri 2025-09-05	Current Drawdown	Worst Drawdown
SWYHX ^×	−0.24%	−30.75% 2020-03-23
Schwab Target 2045 Index Fund Institutional Shares Mutual Fund