All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SPY,XLF,XLRE: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Thu 2015-10-08? to Tue 2026-03-31 YTD
Return
TRR
Price
SPY
×
−5.38%
2026-03-31
11.71 TRR
2026-03-31
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLF
×
−10.35%
2026-03-31
2.214 TRR
2026-03-31
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLRE
×
+0.79%
2026-03-31
1.409 TRR
2026-03-31
The Real Estate Select Sector SPDR Fund Exchange-Traded Fund

Returns

Thu 2015-10-08? to Tue 2026-03-31 Overall
Return
Exponential
Trendline
SPY
×
+179.44%
+10.30%/yr
+10.16%/yr
(R2=0.922)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLF
×
+129.95%
+8.27%/yr
+7.88%/yr
(R2=0.792)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLRE
×
+40.94%
+3.33%/yr
+3.25%/yr
(R2=0.483)
The Real Estate Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Thu 2015-10-08? to Tue 2026-03-31 Start
Value
End
Value
SPY
×
$10,000.00
2015-10-08
$27,943.97
2026-03-31
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLF
×
$10,000.00
2015-10-08
$22,994.88
2026-03-31
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLRE
×
$10,000.00
2015-10-08
$14,093.89
2026-03-31
The Real Estate Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLF XLRE
2026 (YTD) −5.38% −10.35% +0.79%
2025 +14.65% +11.91% −0.05%
2024 +21.39% +26.90% +2.17%
2023 +22.09% +8.41% +8.71%
2022 −23.15% −16.03% −30.73%
2021 +20.27% +25.92% +36.51%
2020 +16.74% −3.04% −3.50%
2019 +28.29% +28.94% +25.79%
2018 −6.35% −14.69% −4.22%
2017 +19.19% +19.47% +8.43%
2016 +9.73% +19.92% +0.66%
2015 +0.50% −2.47% +4.97%
2014 +12.61% +14.19%
2013 +30.35% +33.51%
2012 +14.01% +26.19%
2011 −1.04% −19.51%
2010 +13.36% +10.31%
2009 +23.00% +14.37%
2008 −36.85% −54.93%
2007 +1.01% −22.35%
2006 +13.00% +15.96%
2005 +1.36% +2.69%
2004 +7.21% +7.35%
2003 +25.81% +28.06%
2002 −23.41% −16.71%
2001 −13.10% −10.81%
2000 −12.70% +21.77%
1999 +17.24% −0.04%
1998 +26.65% +0.58%
1997 +31.24%
1996 +18.63%
1995 +34.61%
1994 −2.22%
1993 +6.23%

Drawdowns

Thu 2015-10-08? to Tue 2026-03-31 Current
Drawdown
Worst
Drawdown
SPY
×
−7.05% −33.67%
2020-03-23
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLF
×
−12.88% −42.96%
2020-03-23
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLRE
×
−22.49% −40.30%
2023-10-25
The Real Estate Select Sector SPDR Fund Exchange-Traded Fund