All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHX,SWPPX,QQQ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 2009-11-03? to Wed 2026-04-01 YTD
Return
TRR
Price
SCHX
×
−4.72%
2026-04-01
5.557 TRR
2026-04-01
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SWPPX
×
−4.68%
2026-04-01
6.806 TRR
2026-04-01
Schwab S&P 500 Index Fund Mutual Fund
QQQ
×
−5.78%
2026-04-01
6.81 TRR
2026-04-01
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Returns

Tue 2009-11-03? to Wed 2026-04-01 Overall
Return
Exponential
Trendline
SCHX
×
+455.70%
+11.02%/yr
+10.74%/yr
(R2=0.970)
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SWPPX
×
+458.68%
+11.05%/yr
+10.80%/yr
(R2=0.973)
Schwab S&P 500 Index Fund Mutual Fund
QQQ
×
+977.27%
+15.59%/yr
+15.76%/yr
(R2=0.976)
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000

Tue 2009-11-03? to Wed 2026-04-01 Start
Value
End
Value
SCHX
×
$10,000.00
2009-11-03
$55,569.89
2026-04-01
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SWPPX
×
$10,000.00
2009-11-03
$55,867.77
2026-04-01
Schwab S&P 500 Index Fund Mutual Fund
QQQ
×
$10,000.00
2009-11-03
$107,726.77
2026-04-01
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Annual Returns

Year SCHX SWPPX QQQ
2026 (YTD) −4.72% −4.68% −5.78%
2025 +14.38% +14.83% +17.63%
2024 +21.40% +21.48% +22.06%
2023 +22.75% +22.09% +49.84%
2022 −24.31% −23.12% −36.68%
2021 +18.49% +20.25% +19.04%
2020 +19.14% +16.79% +46.63%
2019 +28.25% +28.53% +35.85%
2018 −6.30% −6.26% −1.99%
2017 +19.48% +19.29% +29.91%
2016 +9.71% +9.55% +4.93%
2015 +0.31% +0.57% +8.64%
2014 +12.47% +12.70% +18.29%
2013 +30.48% +30.29% +34.61%
2012 +14.11% +13.93% +16.10%
2011 −1.38% −0.93% +0.39%
2010 +14.21% +13.29% +18.16%
2009 +7.44% +22.90% +50.59%
2008 −36.75% −41.78%
2007 +1.31% +14.35%
2006 +12.83% +4.52%
2005 +1.30% −1.79%
2004 +7.23% +7.05%
2003 +26.09% +46.90%
2002 −23.99% −38.82%
2001 −13.37% −34.37%
2000 −12.18% −38.21%
1999 +27.30% +75.07%
1998 +26.23%
1997 +15.47%

Drawdowns

Tue 2009-11-03? to Wed 2026-04-01 Current
Drawdown
Worst
Drawdown
SCHX
×
−6.55% −34.31%
2020-03-23
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SWPPX
×
−6.37% −33.73%
2020-03-23
Schwab S&P 500 Index Fund Mutual Fund
QQQ
×
−8.72% −39.59%
2022-11-03
Invesco QQQ Trust NASDAQ Exchange-Traded Fund