All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHD vs. VYM vs. PEP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Thu 2011-10-20💬 to Fri 2026-08-14 Overall
Return 		Exponential
Trendline
SCHD × 		+348.10%
+10.65%/yr 		+9.22%/yr
R2=0.951
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM × 		+312.82%
+10.04%/yr 		+7.86%/yr
R2=0.943
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP × 		+139.70%
+6.08%/yr 		+6.82%/yr
R2=0.828
PepsiCo Inc NASDAQ Common Stock

Growth of $10,000 Summary

Thu 2011-10-20💬 to Fri 2026-08-14 Start
Value 		End
Value
SCHD × 		$10,000.00
2011-10-20 		$44,810.39
2026-08-14
VYM × 		$10,000.00
2011-10-20 		$41,281.90
2026-08-14
PEP × 		$10,000.00
2011-10-20 		$23,969.79
2026-08-14

This Year’s Performance

through 2026-08-14

  YTD YoY
SCHD × 		+23.99% +26.65%
VYM × 		+13.82% +20.19%
PEP × 		−3.06% −4.72%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHD × 		—
on 2026-08-14 		−33.51%
on 2020-03-23
from 2020-01-23 peak
VYM × 		−0.31%
on 2026-08-14
from 2026-08-13 peak 		−35.39%
on 2020-03-23
from 2020-01-17 peak
PEP × 		−27.10%
on 2026-08-14
from 2023-05-12 peak 		−34.11%
on 2025-05-14
from 2023-05-12 peak

Rolling Returns

Period ending Fri 2026-08-14 1 yr 2 yr 3 yr 5 yr 10 yr
SCHD × 		+26.65% +29.86%
+13.96%/yr 		+42.32%
+12.48%/yr 		+29.98%
+5.38%/yr 		+143.59%
+9.31%/yr
VYM × 		+20.19% +35.64%
+16.46%/yr 		+52.34%
+15.06%/yr 		+45.50%
+7.79%/yr 		+122.27%
+8.31%/yr
PEP × 		−4.72% −17.81%
−9.34%/yr 		−22.00%
−7.95%/yr 		−13.87%
−2.94%/yr 		+26.80%
+2.40%/yr

Annual Returns

Year SCHD VYM PEP
2026 (YTD) +23.99% +13.82% −3.06%
2025 +1.62% +12.42% −4.40%
2024 +8.53% +14.30% −10.19%
2023 +1.16% +3.14% −6.42%
2022 −9.13% −6.49% +0.30%
2021 +21.34% +17.90% +12.63%
2020 +13.48% −0.21% +10.17%
2019 +24.45% +21.29% +24.53%
2018 −7.33% −7.68% −6.59%
2017 +18.34% +14.01% +15.38%
2016 +14.09% +14.66% +5.61%
2015 −1.02% −0.45% +7.96%
2014 +10.85% +12.69% +16.39%
2013 +30.91% +28.15% +22.80%
2012 +9.49% +10.77% +4.58%
2011 +5.73% +7.36% +1.74%
2010 — +12.54% +9.06%
2009 — +14.08% +11.59%
2008 — −31.98% −26.03%
2007 — −2.62% +19.01%
2006 — +2.75% +5.22%
2005 — — +11.42%
2004 — — +10.22%
2003 — — +9.98%
2002 — — −14.18%
2001 — — −2.06%
2000 — — +37.95%
1999 — — −14.76%
1998 — — +12.49%
1997 — — +34.22%
1996 — — +2.80%
1995 — — +52.86%
1994 — — −11.91%
1993 — — −2.62%
1992 — — +20.73%
1991 — — +28.33%
1990 — — +16.72%
1989 — — +57.63%
1988 — — +15.85%
1987 — — +25.31%
1986 — — +8.38%
1985 — — +68.48%
1984 — — +12.35%
1983 — — +7.83%
1982 — — −1.32%
1981 — — +27.73%
1980 — — +2.58%
1979 — — −10.44%
1978 — — −13.10%
1977 — — +2.46%
1976 — — +9.99%
1975 — — +66.81%
1974 — — −46.55%
1973 — — −25.68%
1972 — — −0.54%