All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHD vs. VYM vs. PEP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Thu 2011-10-20💬 to Fri 2026-10-16 Overall
Return 		Exponential
Trendline
SCHD × 		+345.25%
+10.48%/yr 		+9.22%/yr
R2=0.953
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM × 		+295.76%
+9.61%/yr 		+7.89%/yr
R2=0.945
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP × 		+124.15%
+5.53%/yr 		+6.63%/yr
R2=0.811
PepsiCo Inc NASDAQ Common Stock

Growth of $10,000 Summary

Thu 2011-10-20💬 to Fri 2026-10-16 Start
Value 		End
Value
SCHD × 		$10,000.00
2011-10-20 		$44,525.21
2026-10-16
VYM × 		$10,000.00
2011-10-20 		$39,575.59
2026-10-16
PEP × 		$10,000.00
2011-10-20 		$22,414.54
2026-10-16

This Year’s Performance

through 2026-10-16

  YTD YoY
SCHD × 		+23.20% +28.72%
VYM × 		+9.12% +13.21%
PEP × 		−9.35% −13.80%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHD × 		−2.46%
on 2026-10-16
from 2026-08-24 peak 		−33.51%
on 2020-03-23
from 2020-01-23 peak
VYM × 		−4.42%
on 2026-10-16
from 2026-08-13 peak 		−35.39%
on 2020-03-23
from 2020-01-17 peak
PEP × 		−31.83%
on 2026-10-16
from 2023-05-12 peak 		−35.79%
on 2026-10-07
from 2023-05-12 peak

Rolling Returns

Period ending Fri 2026-10-16 1 yr 2 yr 3 yr 5 yr 10 yr
SCHD × 		+28.72% +19.83%
+9.46%/yr 		+47.34%
+13.79%/yr 		+30.55%
+5.48%/yr 		+148.46%
+9.53%/yr
VYM × 		+13.21% +20.06%
+9.57%/yr 		+53.15%
+15.27%/yr 		+40.87%
+7.09%/yr 		+118.66%
+8.14%/yr
PEP × 		−13.80% −23.86%
−12.74%/yr 		−17.05%
−6.04%/yr 		−20.54%
−4.49%/yr 		+20.10%
+1.85%/yr

Annual Returns

Year SCHD VYM PEP
2026 (YTD) +23.20% +9.12% −9.35%
2025 +1.62% +12.42% −4.40%
2024 +8.53% +14.30% −10.19%
2023 +1.16% +3.14% −6.42%
2022 −9.13% −6.49% +0.30%
2021 +21.34% +17.90% +12.63%
2020 +13.48% −0.21% +10.17%
2019 +24.45% +21.29% +24.53%
2018 −7.33% −7.68% −6.59%
2017 +18.34% +14.01% +15.38%
2016 +14.09% +14.66% +5.61%
2015 −1.02% −0.45% +7.96%
2014 +10.85% +12.69% +16.39%
2013 +30.91% +28.15% +22.80%
2012 +9.49% +10.77% +4.58%
2011 +5.72% +7.36% +1.74%
2010 — +12.54% +9.06%
2009 — +14.08% +11.59%
2008 — −31.98% −26.03%
2007 — −2.62% +19.01%
2006 — +2.75% +5.22%
2005 — — +11.42%
2004 — — +10.22%
2003 — — +9.98%
2002 — — −14.18%
2001 — — −2.06%
2000 — — +37.95%
1999 — — −14.76%
1998 — — +12.49%
1997 — — +34.22%
1996 — — +2.80%
1995 — — +52.86%
1994 — — −11.91%
1993 — — −2.62%
1992 — — +20.73%
1991 — — +28.33%
1990 — — +16.72%
1989 — — +57.63%
1988 — — +15.85%
1987 — — +25.31%
1986 — — +8.38%
1985 — — +68.46%
1984 — — +12.36%
1983 — — +7.81%
1982 — — −1.31%
1981 — — +27.73%
1980 — — +2.59%
1979 — — −10.45%
1978 — — −13.11%
1977 — — +2.47%
1976 — — +10.00%
1975 — — +66.75%
1974 — — −46.55%
1973 — — −25.67%
1972 — — −0.52%