SCHD,VYM,PEP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Thu 2020-04-23 to Fri 2025-10-03	YTD Return	TRR Price
SCHD ×	+0.29% 2025-10-03	3.566 TRR 2025-10-03
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	+9.88% 2025-10-03	3.116 TRR 2025-10-03
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	−6.57% 2025-10-03	47.66 TRR 2025-10-03
PepsiCo Inc NASDAQ Common Stock

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Returns

Thu 2020-04-23 to Fri 2025-10-03	Overall Return	Exponential Trendline
SCHD ×	+62.19% +9.29%/yr	+4.47%/yr (R2=0.396)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	+75.23% +10.85%/yr	+6.44%/yr (R2=0.656)
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	+1.78% +0.32%/yr	+0.09%/yr (R2=0.000)
PepsiCo Inc NASDAQ Common Stock

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Growth of $10,000

Thu 2020-04-23 to Fri 2025-10-03	Start Value	End Value
SCHD ×	$10,000.00 2020-04-23	$16,218.93 2025-10-03
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	$10,000.00 2020-04-23	$17,522.90 2025-10-03
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	$10,000.00 2020-04-23	$10,177.78 2025-10-03
PepsiCo Inc NASDAQ Common Stock

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Annual Returns

Year	SCHD	VYM	PEP
2025 (YTD)	+0.29%	+9.88%	−6.57%
2024	+8.54%	+14.30%	−10.19%
2023	+1.12%	+3.14%	−6.42%
2022	−9.12%	−6.49%	+0.29%
2021	+21.35%	+17.90%	+12.63%
2020	+13.47%	−0.21%	+10.17%
2019	+24.45%	+21.30%	+24.52%
2018	−7.30%	−7.69%	−6.58%
2017	+18.31%	+14.01%	+15.38%
2016	+14.08%	+14.66%	+5.60%
2015	−1.01%	−0.44%	+7.96%
2014	+10.82%	+12.68%	+16.39%
2013	+30.94%	+28.16%	+22.79%
2012	+9.49%	+10.77%	+4.58%
2011	+5.72%	+7.36%	+1.75%
2010	—	+12.53%	+9.07%
2009	—	+14.11%	+11.58%
2008	—	−31.99%	−26.03%
2007	—	−2.61%	+19.01%
2006	—	+2.75%	+5.22%
2005	—	—	+11.43%
2004	—	—	+10.20%
2003	—	—	+10.00%
2002	—	—	−14.19%
2001	—	—	−2.05%
2000	—	—	+37.95%
1999	—	—	−14.77%
1998	—	—	+12.50%
1997	—	—	+34.21%
1996	—	—	+2.81%
1995	—	—	+52.83%
1994	—	—	−11.89%
1993	—	—	−2.60%
1992	—	—	+20.73%
1991	—	—	+28.27%
1990	—	—	+16.77%
1989	—	—	+57.60%
1988	—	—	+15.86%
1987	—	—	+25.29%
1986	—	—	+8.38%
1985	—	—	+68.46%
1984	—	—	+12.37%
1983	—	—	+7.81%
1982	—	—	−1.29%
1981	—	—	+27.67%
1980	—	—	+2.61%
1979	—	—	−10.45%
1978	—	—	−13.10%
1977	—	—	+2.45%
1976	—	—	+9.98%
1975	—	—	+66.86%
1974	—	—	−46.57%
1973	—	—	−25.67%
1972	—	—	−0.50%

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Drawdowns

Thu 2020-04-23 to Fri 2025-10-03	Current Drawdown	Worst Drawdown
SCHD ×	−6.39%	−21.63% 2022-09-30
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	0.00%	−20.56% 2022-09-30
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	−26.50%	−34.11% 2025-05-14
PepsiCo Inc NASDAQ Common Stock