SCHD,VYM,PEP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Thu 2020-04-23 to Thu 2025-12-04	YTD Return	TRR Price
SCHD ×	+0.98% 2025-12-04	3.592 TRR 2025-12-04
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	+12.06% 2025-12-04	3.178 TRR 2025-12-04
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	−3.82% 2025-12-04	49.05 TRR 2025-12-04
PepsiCo Inc NASDAQ Common Stock

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Returns

Thu 2020-04-23 to Thu 2025-12-04	Overall Return	Exponential Trendline
SCHD ×	+63.33% +9.13%/yr	+4.37%/yr (R2=0.406)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	+78.71% +10.89%/yr	+6.66%/yr (R2=0.686)
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	+4.76% +0.83%/yr	−0.21%/yr (R2=0.001)
PepsiCo Inc NASDAQ Common Stock

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Growth of $10,000

Thu 2020-04-23 to Thu 2025-12-04	Start Value	End Value
SCHD ×	$10,000.00 2020-04-23	$16,333.14 2025-12-04
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	$10,000.00 2020-04-23	$17,870.69 2025-12-04
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	$10,000.00 2020-04-23	$10,476.36 2025-12-04
PepsiCo Inc NASDAQ Common Stock

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Annual Returns

Year	SCHD	VYM	PEP
2025 (YTD)	+0.98%	+12.06%	−3.82%
2024	+8.53%	+14.30%	−10.19%
2023	+1.16%	+3.14%	−6.43%
2022	−9.11%	−6.50%	+0.30%
2021	+21.32%	+17.89%	+12.63%
2020	+13.50%	−0.21%	+10.18%
2019	+24.46%	+21.29%	+24.52%
2018	−7.32%	−7.68%	−6.59%
2017	+18.28%	+14.01%	+15.38%
2016	+14.09%	+14.66%	+5.61%
2015	−1.00%	−0.45%	+7.95%
2014	+10.85%	+12.70%	+16.39%
2013	+30.93%	+28.13%	+22.81%
2012	+9.50%	+10.79%	+4.57%
2011	+5.72%	+7.34%	+1.74%
2010	—	+12.55%	+9.07%
2009	—	+14.10%	+11.60%
2008	—	−31.98%	−26.04%
2007	—	−2.62%	+19.02%
2006	—	+2.74%	+5.21%
2005	—	—	+11.43%
2004	—	—	+10.21%
2003	—	—	+9.97%
2002	—	—	−14.18%
2001	—	—	−2.06%
2000	—	—	+37.95%
1999	—	—	−14.75%
1998	—	—	+12.49%
1997	—	—	+34.21%
1996	—	—	+2.79%
1995	—	—	+52.84%
1994	—	—	−11.88%
1993	—	—	−2.64%
1992	—	—	+20.74%
1991	—	—	+28.27%
1990	—	—	+16.77%
1989	—	—	+57.62%
1988	—	—	+15.84%
1987	—	—	+25.30%
1986	—	—	+8.38%
1985	—	—	+68.47%
1984	—	—	+12.39%
1983	—	—	+7.82%
1982	—	—	−1.32%
1981	—	—	+27.70%
1980	—	—	+2.60%
1979	—	—	−10.45%
1978	—	—	−13.08%
1977	—	—	+2.44%
1976	—	—	+9.98%
1975	—	—	+66.86%
1974	—	—	−46.57%
1973	—	—	−25.68%
1972	—	—	−0.53%

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Drawdowns

Thu 2020-04-23 to Thu 2025-12-04	Current Drawdown	Worst Drawdown
SCHD ×	−5.74%	−21.66% 2022-09-30
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
VYM ×	−0.27%	−20.55% 2022-09-30
Vanguard High Dividend Yield Index Fund ETF Shares Exchange-Traded Fund
PEP ×	−24.34%	−34.11% 2025-05-14
PepsiCo Inc NASDAQ Common Stock