All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHD vs. SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Thu 2011-10-20💬 to Fri 2026-10-30 Overall
Return 		Exponential
Trendline
SCHD × 		+363.14%
+10.74%/yr 		+9.22%/yr
R2=0.953
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SPY × 		+440.82%
+11.89%/yr 		+10.63%/yr
R2=0.967
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2011-10-20💬 to Fri 2026-10-30 Start
Value 		End
Value
SCHD × 		$10,000.00
2011-10-20 		$46,314.43
2026-10-30
SPY × 		$10,000.00
2011-10-20 		$54,081.85
2026-10-30

This Year’s Performance

through 2026-10-30

  YTD YoY
SCHD × 		+28.15% +33.27%
SPY × 		+7.10% +7.88%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHD × 		—
on 2026-10-30 		−33.51%
on 2020-03-23
from 2020-01-23 peak
SPY × 		−3.64%
on 2026-10-30
from 2026-08-13 peak 		−33.67%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Fri 2026-10-30 1 yr 2 yr 3 yr 5 yr 10 yr
SCHD × 		+33.27% +27.45%
+12.89%/yr 		+61.07%
+17.22%/yr 		+35.41%
+6.25%/yr 		+158.34%
+9.96%/yr
SPY × 		+7.88% +24.51%
+11.58%/yr 		+71.67%
+19.74%/yr 		+43.92%
+7.55%/yr 		+197.78%
+11.53%/yr

Annual Returns

Year SCHD SPY
2026 (YTD) +28.15% +7.10%
2025 +1.62% +14.65%
2024 +8.53% +21.39%
2023 +1.16% +22.09%
2022 −9.13% −23.15%
2021 +21.34% +20.27%
2020 +13.48% +16.74%
2019 +24.45% +28.29%
2018 −7.33% −6.35%
2017 +18.34% +19.19%
2016 +14.09% +9.73%
2015 −1.02% +0.50%
2014 +10.85% +12.61%
2013 +30.91% +30.35%
2012 +9.49% +14.01%
2011 +5.72% −1.04%
2010 — +13.36%
2009 — +23.01%
2008 — −36.85%
2007 — +1.01%
2006 — +13.00%
2005 — +1.35%
2004 — +7.21%
2003 — +25.82%
2002 — −23.41%
2001 — −13.10%
2000 — −12.70%
1999 — +17.24%
1998 — +26.65%
1997 — +31.24%
1996 — +18.63%
1995 — +34.61%
1994 — −2.22%
1993 — +6.22%