All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHD vs. SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Thu 2011-10-20💬 to Thu 2026-08-20 Overall
Return 		Exponential
Trendline
SCHD × 		+351.89%
+10.70%/yr 		+9.22%/yr
R2=0.951
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SPY × 		+450.00%
+12.18%/yr 		+10.59%/yr
R2=0.965
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2011-10-20💬 to Thu 2026-08-20 Start
Value 		End
Value
SCHD × 		$10,000.00
2011-10-20 		$45,189.15
2026-08-20
SPY × 		$10,000.00
2011-10-20 		$55,000.09
2026-08-20

This Year’s Performance

through 2026-08-20

  YTD YoY
SCHD × 		+25.04% +27.00%
SPY × 		+8.91% +16.91%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHD × 		−0.75%
on 2026-08-20
from 2026-08-19 peak 		−33.51%
on 2020-03-23
from 2020-01-23 peak
SPY × 		−2.02%
on 2026-08-20
from 2026-08-13 peak 		−33.67%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Thu 2026-08-20 1 yr 2 yr 3 yr 5 yr 10 yr
SCHD × 		+27.00% +28.62%
+13.41%/yr 		+45.34%
+13.27%/yr 		+32.70%
+5.82%/yr 		+146.16%
+9.43%/yr
SPY × 		+16.91% +31.46%
+14.66%/yr 		+66.15%
+18.44%/yr 		+50.40%
+8.51%/yr 		+194.87%
+11.42%/yr

Annual Returns

Year SCHD SPY
2026 (YTD) +25.04% +8.91%
2025 +1.62% +14.65%
2024 +8.53% +21.39%
2023 +1.16% +22.09%
2022 −9.13% −23.15%
2021 +21.34% +20.27%
2020 +13.48% +16.74%
2019 +24.45% +28.29%
2018 −7.33% −6.35%
2017 +18.34% +19.19%
2016 +14.09% +9.73%
2015 −1.02% +0.50%
2014 +10.85% +12.61%
2013 +30.91% +30.35%
2012 +9.49% +14.01%
2011 +5.73% −1.04%
2010 — +13.36%
2009 — +23.01%
2008 — −36.85%
2007 — +1.01%
2006 — +13.00%
2005 — +1.35%
2004 — +7.21%
2003 — +25.82%
2002 — −23.40%
2001 — −13.10%
2000 — −12.70%
1999 — +17.24%
1998 — +26.65%
1997 — +31.24%
1996 — +18.63%
1995 — +34.61%
1994 — −2.22%
1993 — +6.22%