MUB vs. BSV vs. SHY vs. VGSH vs. SCHO vs. FLTB Stock Chart (Dividends Reinvested, Inflation Adjusted) | Total Real Returns

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

MUB vs. BSV vs. SHY vs. VGSH vs. SCHO vs. FLTB: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Dividends Reinvested:

Growth of $10,000

Thu 2014-10-09^💬 to Tue 2026-11-03	Overall Return	Exponential Trendline
MUB ^×	−10.31% −0.90%/yr	−1.32%/yr R²=0.432
iShares National Muni Bond ETF Exchange-Traded Fund
BSV ^×	−11.88% −1.04%/yr	−1.58%/yr R²=0.599
Vanguard Short-Term Bond Index Fund ETF Shares Exchange-Traded Fund
SHY ^×	−15.45% −1.38%/yr	−1.89%/yr R²=0.751
iShares 1-3 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund
VGSH ^×	−14.52% −1.29%/yr	−1.81%/yr R²=0.732
Vanguard Short-Term Treasury Index Fund ETF Shares NASDAQ Exchange-Traded Fund
SCHO ^×	−14.60% −1.30%/yr	−1.82%/yr R²=0.734
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund
FLTB ^×	−6.88% −0.59%/yr	−1.12%/yr R²=0.413
Fidelity Limited Term Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2014-10-09^💬 to Tue 2026-11-03	Start Value	End Value
MUB ^×	$10,000.00 2014-10-09	$8,968.60 2026-11-03
BSV ^×	$10,000.00 2014-10-09	$8,812.47 2026-11-03
SHY ^×	$10,000.00 2014-10-09	$8,455.21 2026-11-03
VGSH ^×	$10,000.00 2014-10-09	$8,547.98 2026-11-03
SCHO ^×	$10,000.00 2014-10-09	$8,539.77 2026-11-03
FLTB ^×	$10,000.00 2014-10-09	$9,311.79 2026-11-03

This Year’s Performance

through 2026-11-03

	YTD	YoY
MUB ^×	−4.49%	−3.82%
BSV ^×	−3.43%	−2.57%
SHY ^×	−2.96%	−2.14%
VGSH ^×	−2.83%	−1.98%
SCHO ^×	−2.85%	−1.98%
FLTB ^×	−3.20%	−2.34%

Drawdowns

	Current Drawdown	Worst Drawdown
MUB ^×	−20.35% on 2026-11-03 from 2021-02-10 peak	−23.27% on 2026-09-29 from 2021-02-10 peak
BSV ^×	−16.88% on 2026-11-03 from 2020-06-01 peak	−20.74% on 2023-10-18 from 2020-06-01 peak
SHY ^×	−17.27% on 2026-11-03 from 2015-01-30 peak	−19.85% on 2023-10-03 from 2015-01-30 peak
VGSH ^×	−16.32% on 2026-11-03 from 2015-01-30 peak	−19.25% on 2023-09-27 from 2015-01-30 peak
SCHO ^×	−16.42% on 2026-11-03 from 2015-01-30 peak	−19.38% on 2023-09-27 from 2015-01-30 peak
FLTB ^×	−14.09% on 2026-11-03 from 2020-12-31 peak	−20.62% on 2022-10-20 from 2020-12-31 peak

Rolling Returns

Period ending Tue 2026-11-03	1 yr	2 yr	3 yr	5 yr	10 yr
MUB ^×	−3.82%	−3.15% −1.59%/yr	+1.00% +0.33%/yr	−15.59% −3.33%/yr	−14.29% −1.53%/yr
BSV ^×	−2.57%	+0.20% +0.10%/yr	+3.43% +1.13%/yr	−10.45% −2.18%/yr	−13.48% −1.44%/yr
SHY ^×	−2.14%	−0.22% −0.11%/yr	+2.12% +0.70%/yr	−9.80% −2.04%/yr	−15.39% −1.66%/yr
VGSH ^×	−1.98%	+0.06% +0.03%/yr	+2.55% +0.84%/yr	−9.32% −1.94%/yr	−14.57% −1.56%/yr
SCHO ^×	−1.98%	+0.08% +0.04%/yr	+2.58% +0.85%/yr	−9.31% −1.94%/yr	−14.59% −1.57%/yr
FLTB ^×	−2.34%	+1.05% +0.52%/yr	+6.07% +1.98%/yr	−7.80% −1.61%/yr	−9.20% −0.96%/yr

Annual Returns

Year	MUB	BSV	SHY	VGSH	SCHO	FLTB
2026 (YTD)	−4.49%	−3.43%	−2.96%	−2.83%	−2.85%	−3.20%
2025	+1.08%	+3.23%	+2.22%	+2.34%	+2.74%	+3.82%
2024	−1.57%	+0.88%	+1.01%	+1.09%	+0.75%	+2.20%
2023	+2.14%	+1.50%	+0.79%	+0.93%	+0.93%	+2.51%
2022	−12.97%	−11.23%	−9.72%	−9.70%	−9.71%	−11.59%
2021	−5.62%	−7.67%	−7.26%	−7.13%	−7.18%	−7.69%
2020	+3.71%	+3.29%	+1.65%	+1.66%	+1.72%	+4.15%
2019	+4.66%	+2.64%	+1.07%	+1.21%	+1.15%	+3.50%
2018	−0.96%	−0.56%	−0.43%	−0.35%	−0.34%	−0.83%
2017	+2.56%	−0.89%	−1.81%	−2.04%	−1.74%	−0.01%
2016	−2.19%	−0.72%	−1.22%	−0.95%	−1.27%	+0.06%
2015	+2.16%	+0.19%	−0.30%	−0.22%	−0.33%	+0.12%
2014	+8.53%	+0.72%	−0.31%	−0.29%	−0.22%	+1.22%
2013	−4.87%	−1.33%	−1.27%	−1.16%	−1.08%	—
2012	+3.40%	+0.29%	−1.43%	−1.33%	−1.51%	—
2011	+9.73%	−0.02%	−1.48%	−1.46%	−1.47%	—
2010	−1.38%	+2.36%	+0.77%	+0.78%	−0.42%	—
2009	+4.23%	−1.16%	−2.31%	−0.36%	—	—
2008	+1.07%	+8.39%	+6.53%	—	—	—
2007	+0.83%	+3.70%	+3.13%	—	—	—
2006	—	—	+1.35%	—	—	—
2005	—	—	−1.84%	—	—	—
2004	—	—	−2.51%	—	—	—
2003	—	—	+0.34%	—	—	—
2002	—	—	+1.56%	—	—	—