All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

FNILX vs. FZROX vs. FXAIX vs. FSKAX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 2018-09-26💬 to Wed 2026-09-02 Overall
Return 		Exponential
Trendline
FNILX × 		+125.84%
+10.81%/yr 		+10.35%/yr
R2=0.832
Fidelity Zero Large Cap Index Fund Mutual Fund
FZROX × 		+116.96%
+10.25%/yr 		+9.81%/yr
R2=0.814
Fidelity Zero Total Market Index Fund Mutual Fund
FXAIX × 		+125.80%
+10.81%/yr 		+10.43%/yr
R2=0.847
Fidelity 500 Index Fund Mutual Fund
FSKAX × 		+114.15%
+10.07%/yr 		+9.61%/yr
R2=0.804
Fidelity Total Market Index Fund Mutual Fund

Growth of $10,000 Summary

Wed 2018-09-26💬 to Wed 2026-09-02 Start
Value 		End
Value
FNILX × 		$10,000.00
2018-09-26 		$22,584.47
2026-09-02
FZROX × 		$10,000.00
2018-09-26 		$21,695.61
2026-09-02
FXAIX × 		$10,000.00
2018-09-26 		$22,580.22
2026-09-02
FSKAX × 		$10,000.00
2018-09-26 		$21,415.32
2026-09-02

This Year’s Performance

through 2026-09-02

  YTD YoY
FNILX × 		+8.90% +16.43%
FZROX × 		+9.50% +16.83%
FXAIX × 		+9.20% +16.96%
FSKAX × 		+9.46% +16.66%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
FNILX × 		−1.92%
on 2026-09-02
from 2026-08-13 peak 		−33.71%
on 2020-03-23
from 2020-02-19 peak
FZROX × 		−2.08%
on 2026-09-02
from 2026-08-13 peak 		−34.92%
on 2020-03-23
from 2020-02-19 peak
FXAIX × 		−1.79%
on 2026-09-02
from 2026-08-13 peak 		−33.75%
on 2020-03-23
from 2020-02-19 peak
FSKAX × 		−2.09%
on 2026-09-02
from 2026-08-13 peak 		−34.96%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Wed 2026-09-02 1 yr 2 yr 3 yr 5 yr 10 yr
FNILX × 		+16.43% +30.95%
+14.43%/yr 		+62.50%
+17.57%/yr 		+46.17%
+7.89%/yr 		—
FZROX × 		+16.83% +30.71%
+14.33%/yr 		+60.54%
+17.09%/yr 		+42.63%
+7.36%/yr 		—
FXAIX × 		+16.96% +31.15%
+14.52%/yr 		+62.33%
+17.53%/yr 		+48.62%
+8.25%/yr 		+199.17%
+11.58%/yr
FSKAX × 		+16.66% +30.49%
+14.23%/yr 		+60.13%
+16.99%/yr 		+41.10%
+7.13%/yr 		+183.48%
+10.98%/yr

Annual Returns

Year FNILX FZROX FXAIX FSKAX
2026 (YTD) +8.90% +9.50% +9.20% +9.46%
2025 +14.74% +14.18% +15.12% +14.01%
2024 +21.95% +20.47% +21.51% +20.42%
2023 +23.32% +22.12% +22.20% +22.04%
2022 −24.27% −24.11% −23.11% −24.42%
2021 +18.34% +17.92% +20.24% +17.40%
2020 +19.51% +18.90% +16.83% +19.17%
2019 +28.85% +28.30% +28.55% +28.00%
2018 −12.92% −11.55% −6.22% −7.09%
2017 — — +19.30% +18.69%
2016 — — +9.70% +10.39%
2015 — — +0.64% −0.30%
2014 — — +12.82% +11.65%
2013 — — +30.43% +31.47%
2012 — — +14.03% +14.41%
2011 — — −6.13% +6.42%