All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

FNILX vs. FZROX vs. FXAIX vs. FSKAX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 2018-09-26💬 to Fri 2026-10-16 Overall
Return 		Exponential
Trendline
FNILX × 		+124.11%
+10.54%/yr 		+10.45%/yr
R2=0.840
Fidelity Zero Large Cap Index Fund Mutual Fund
FZROX × 		+114.32%
+9.93%/yr 		+9.91%/yr
R2=0.822
Fidelity Zero Total Market Index Fund Mutual Fund
FXAIX × 		+124.17%
+10.54%/yr 		+10.53%/yr
R2=0.854
Fidelity 500 Index Fund Mutual Fund
FSKAX × 		+111.38%
+9.74%/yr 		+9.71%/yr
R2=0.812
Fidelity Total Market Index Fund Mutual Fund

Growth of $10,000 Summary

Wed 2018-09-26💬 to Fri 2026-10-16 Start
Value 		End
Value
FNILX × 		$10,000.00
2018-09-26 		$22,410.95
2026-10-16
FZROX × 		$10,000.00
2018-09-26 		$21,432.33
2026-10-16
FXAIX × 		$10,000.00
2018-09-26 		$22,417.04
2026-10-16
FSKAX × 		$10,000.00
2018-09-26 		$21,138.06
2026-10-16

This Year’s Performance

through 2026-10-16

  YTD YoY
FNILX × 		+8.06% +11.86%
FZROX × 		+8.17% +11.87%
FXAIX × 		+8.41% +12.42%
FSKAX × 		+8.04% +11.63%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
FNILX × 		−2.66%
on 2026-10-16
from 2026-08-13 peak 		−33.71%
on 2020-03-23
from 2020-02-19 peak
FZROX × 		−3.25%
on 2026-10-16
from 2026-08-13 peak 		−34.92%
on 2020-03-23
from 2020-02-19 peak
FXAIX × 		−2.48%
on 2026-10-16
from 2026-08-13 peak 		−33.75%
on 2020-03-23
from 2020-02-19 peak
FSKAX × 		−3.34%
on 2026-10-16
from 2026-08-13 peak 		−34.96%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Fri 2026-10-16 1 yr 2 yr 3 yr 5 yr 10 yr
FNILX × 		+11.86% +25.55%
+12.05%/yr 		+66.38%
+18.49%/yr 		+47.90%
+8.14%/yr 		—
FZROX × 		+11.87% +24.71%
+11.68%/yr 		+64.67%
+18.09%/yr 		+43.58%
+7.50%/yr 		—
FXAIX × 		+12.42% +25.94%
+12.22%/yr 		+66.48%
+18.52%/yr 		+50.46%
+8.51%/yr 		+203.75%
+11.75%/yr
FSKAX × 		+11.63% +24.42%
+11.54%/yr 		+64.19%
+17.97%/yr 		+42.02%
+7.27%/yr 		+186.70%
+11.11%/yr

Annual Returns

Year FNILX FZROX FXAIX FSKAX
2026 (YTD) +8.06% +8.17% +8.41% +8.04%
2025 +14.74% +14.18% +15.12% +14.01%
2024 +21.95% +20.47% +21.51% +20.42%
2023 +23.32% +22.12% +22.20% +22.04%
2022 −24.27% −24.11% −23.11% −24.42%
2021 +18.34% +17.92% +20.24% +17.40%
2020 +19.51% +18.90% +16.83% +19.17%
2019 +28.85% +28.30% +28.55% +28.00%
2018 −12.92% −11.55% −6.22% −7.09%
2017 — — +19.30% +18.69%
2016 — — +9.70% +10.39%
2015 — — +0.64% −0.30%
2014 — — +12.82% +11.65%
2013 — — +30.43% +31.47%
2012 — — +14.03% +14.41%
2011 — — −6.13% +6.42%