All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

BIL,STIP,VTIP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 2012-10-16? to Tue 2025-07-15 YTD
Return
TRR
Price
BIL
×
−0.08%
2025-07-15
0.8069 TRR
2025-07-15
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
+1.78%
2025-07-15
0.9434 TRR
2025-07-15
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
+1.82%
2025-07-15
0.9401 TRR
2025-07-15
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund

Returns

Tue 2012-10-16? to Tue 2025-07-15 Overall
Return
Exponential
Trendline
BIL
×
−14.19%
−1.19%/yr
−1.59%/yr
(R2=0.852)
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
−6.57%
−0.53%/yr
−0.59%/yr
(R2=0.420)
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
−5.99%
−0.48%/yr
−0.61%/yr
(R2=0.439)
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund

Growth of $10,000

Tue 2012-10-16? to Tue 2025-07-15 Start
Value
End
Value
BIL
×
$10,000.00
2012-10-16
$8,581.33
2025-07-15
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
$10,000.00
2012-10-16
$9,342.68
2025-07-15
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
$10,000.00
2012-10-16
$9,401.02
2025-07-15
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund

Annual Returns

Year BIL STIP VTIP
2025 (YTD) −0.08% +1.78% +1.82%
2024 +2.24% +1.84% +1.81%
2023 +1.55% +1.25% +1.73%
2022 −4.76% −8.91% −8.84%
2021 −6.67% −1.27% −1.57%
2020 −0.95% +3.78% +3.55%
2019 −0.25% +2.54% +2.52%
2018 −0.16% −1.34% −1.33%
2017 −1.40% −1.35% −1.25%
2016 −1.92% +0.64% +0.37%
2015 −0.86% −0.83% −0.51%
2014 −0.81% −1.96% −2.15%
2013 −1.57% −3.20% −2.99%
2012 −1.75% +0.38% +1.34%
2011 −2.92% +1.45%
2010 −1.52% +0.06%
2009 −2.39%
2008 +1.84%
2007 +1.46%

Drawdowns

Tue 2012-10-16? to Tue 2025-07-15 Current
Drawdown
Worst
Drawdown
BIL
×
−14.84% −18.82%
2022-07-08
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
−7.46% −13.60%
2023-10-03
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
−7.23% −13.83%
2023-10-03
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund