All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

BIL,STIP,VTIP: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 2012-10-16? to Wed 2026-04-01 YTD
Return
TRR
Price
BIL
×
−0.48%
2026-04-01
0.8152 TRR
2026-04-01
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
−0.36%
2026-04-01
0.9538 TRR
2026-04-01
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
−0.24%
2026-04-01
0.9515 TRR
2026-04-01
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund

Returns

Tue 2012-10-16? to Wed 2026-04-01 Overall
Return
Exponential
Trendline
BIL
×
−13.31%
−1.06%/yr
−1.48%/yr
(R2=0.832)
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
−5.54%
−0.42%/yr
−0.50%/yr
(R2=0.355)
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
−4.85%
−0.37%/yr
−0.51%/yr
(R2=0.364)
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund

Growth of $10,000

Tue 2012-10-16? to Wed 2026-04-01 Start
Value
End
Value
BIL
×
$10,000.00
2012-10-16
$8,669.26
2026-04-01
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
$10,000.00
2012-10-16
$9,445.82
2026-04-01
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
$10,000.00
2012-10-16
$9,515.36
2026-04-01
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund

Annual Returns

Year BIL STIP VTIP
2026 (YTD) −0.48% −0.36% −0.24%
2025 +1.44% +3.26% +3.31%
2024 +2.25% +1.84% +1.79%
2023 +1.55% +1.24% +1.73%
2022 −4.76% −8.91% −8.82%
2021 −6.67% −1.27% −1.57%
2020 −0.95% +3.77% +3.54%
2019 −0.24% +2.55% +2.51%
2018 −0.17% −1.35% −1.31%
2017 −1.40% −1.34% −1.27%
2016 −1.92% +0.64% +0.38%
2015 −0.86% −0.82% −0.50%
2014 −0.81% −1.96% −2.15%
2013 −1.56% −3.20% −2.99%
2012 −1.75% +0.37% +1.34%
2011 −2.93% +1.45%
2010 −1.51% +0.06%
2009 −2.39%
2008 +1.84%
2007 +1.47%

Drawdowns

Tue 2012-10-16? to Wed 2026-04-01 Current
Drawdown
Worst
Drawdown
BIL
×
−13.96% −18.82%
2022-07-08
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
STIP
×
−6.44% −13.60%
2023-10-03
iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund
VTIP
×
−6.10% −13.82%
2023-10-03
Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares NASDAQ Exchange-Traded Fund