All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VOO vs. QQQM vs. SCHD vs. GPIX vs. GPIQ: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Thu 2023-10-26💬 to Fri 2026-09-18 Overall
Return 		Exponential
Trendline
VOO × 		+91.85%
+25.22%/yr 		+19.89%/yr
R2=0.935
Vanguard S&P 500 ETF Exchange-Traded Fund
QQQM × 		+113.77%
+29.99%/yr 		+23.59%/yr
R2=0.922
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD × 		+64.03%
+18.63%/yr 		+13.40%/yr
R2=0.807
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
GPIX × 		+80.68%
+22.66%/yr 		+18.17%/yr
R2=0.945
Goldman Sachs S&P 500 Core Premium Income ETF NASDAQ Exchange-Traded Fund
GPIQ × 		+98.30%
+26.66%/yr 		+21.80%/yr
R2=0.936
Goldman Sachs Nasdaq-100 Core Premium Income ETF NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2023-10-26💬 to Fri 2026-09-18 Start
Value 		End
Value
VOO × 		$10,000.00
2023-10-26 		$19,185.11
2026-09-18
QQQM × 		$10,000.00
2023-10-26 		$21,376.90
2026-09-18
SCHD × 		$10,000.00
2023-10-26 		$16,403.10
2026-09-18
GPIX × 		$10,000.00
2023-10-26 		$18,067.62
2026-09-18
GPIQ × 		$10,000.00
2023-10-26 		$19,829.80
2026-09-18

This Year’s Performance

through 2026-09-18

  YTD YoY
VOO × 		+12.58% +16.61%
QQQM × 		+17.69% +21.74%
SCHD × 		+24.81% +27.20%
GPIX × 		+12.49% +17.00%
GPIQ × 		+16.43% +21.44%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VOO × 		−1.84%
on 2026-09-18
from 2026-08-13 peak 		−18.69%
on 2025-04-08
from 2025-02-19 peak
QQQM × 		−3.25%
on 2026-09-18
from 2026-06-02 peak 		−22.70%
on 2025-04-08
from 2025-02-19 peak
SCHD × 		−4.35%
on 2026-09-18
from 2026-08-24 peak 		−16.13%
on 2025-04-08
from 2024-11-29 peak
GPIX × 		−0.98%
on 2026-09-18
from 2026-08-13 peak 		−17.50%
on 2025-04-08
from 2025-02-19 peak
GPIQ × 		−1.88%
on 2026-09-18
from 2026-06-15 peak 		−21.06%
on 2025-04-08
from 2025-02-19 peak

Rolling Returns

Period ending Fri 2026-09-18 1 yr 2 yr 3 yr 5 yr 10 yr
VOO × 		+16.61% +39.41%
+18.07%/yr 		+78.37%
+21.28%/yr 		+85.05%
+13.10%/yr 		+320.74%
+15.45%/yr
QQQM × 		+21.74% +54.72%
+24.39%/yr 		+98.03%
+25.58%/yr 		+99.41%
+14.80%/yr 		—
SCHD × 		+27.20% +29.18%
+13.66%/yr 		+53.28%
+15.30%/yr 		+59.86%
+9.84%/yr 		+237.19%
+12.92%/yr
GPIX × 		+17.00% +37.38%
+17.21%/yr 		— — —
GPIQ × 		+21.44% +51.30%
+23.00%/yr 		— — —

Annual Returns

Year VOO QQQM SCHD GPIX GPIQ
2026 (YTD) +12.58% +17.69% +24.81% +12.49% +16.43%
2025 +17.82% +20.85% +4.34% +16.26% +19.79%
2024 +24.98% +25.68% +11.66% +21.77% +23.22%
2023 +26.32% +55.01% +4.54% +13.46% +15.38%
2022 −18.17% −32.52% −3.26% — —
2021 +28.79% +27.45% +29.87% — —
2020 +18.32% +6.67% +15.03% — —
2019 +31.37% — +27.29% — —
2018 −4.50% — −5.56% — —
2017 +21.77% — +20.85% — —
2016 +12.17% — +16.45% — —
2015 +1.33% — −0.30% — —
2014 +13.56% — +11.69% — —
2013 +32.39% — +32.88% — —
2012 +15.99% — +11.39% — —
2011 +1.90% — +5.31% — —
2010 +14.78% — — — —