All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VOO vs. QQQM vs. SCHD vs. GPIX vs. GPIQ: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Thu 2023-10-26💬 to Tue 2026-11-03 Overall
Return 		Exponential
Trendline
VOO × 		+90.09%
+23.68%/yr 		+19.81%/yr
R2=0.941
Vanguard S&P 500 ETF Exchange-Traded Fund
QQQM × 		+103.41%
+26.48%/yr 		+23.66%/yr
R2=0.930
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD × 		+74.52%
+20.23%/yr 		+13.96%/yr
R2=0.828
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
GPIX × 		+79.82%
+21.43%/yr 		+18.19%/yr
R2=0.951
Goldman Sachs S&P 500 Core Premium Income ETF NASDAQ Exchange-Traded Fund
GPIQ × 		+89.65%
+23.58%/yr 		+21.85%/yr
R2=0.942
Goldman Sachs Nasdaq-100 Core Premium Income ETF NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2023-10-26💬 to Tue 2026-11-03 Start
Value 		End
Value
VOO × 		$10,000.00
2023-10-26 		$19,008.59
2026-11-03
QQQM × 		$10,000.00
2023-10-26 		$20,341.41
2026-11-03
SCHD × 		$10,000.00
2023-10-26 		$17,451.71
2026-11-03
GPIX × 		$10,000.00
2023-10-26 		$17,982.46
2026-11-03
GPIQ × 		$10,000.00
2023-10-26 		$18,964.58
2026-11-03

This Year’s Performance

through 2026-11-03

  YTD YoY
VOO × 		+11.55% +11.66%
QQQM × 		+11.99% +8.98%
SCHD × 		+32.79% +39.01%
GPIX × 		+11.97% +12.90%
GPIQ × 		+11.36% +10.28%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VOO × 		−3.16%
on 2026-11-03
from 2026-10-06 peak 		−18.69%
on 2025-04-08
from 2025-02-19 peak
QQQM × 		−9.76%
on 2026-11-03
from 2026-10-06 peak 		−22.70%
on 2025-04-08
from 2025-02-19 peak
SCHD × 		−0.97%
on 2026-11-03
from 2026-11-02 peak 		−16.13%
on 2025-04-08
from 2024-11-29 peak
GPIX × 		−2.46%
on 2026-11-03
from 2026-10-29 peak 		−17.50%
on 2025-04-08
from 2025-02-19 peak
GPIQ × 		−8.07%
on 2026-11-03
from 2026-10-06 peak 		−21.06%
on 2025-04-08
from 2025-02-19 peak

Rolling Returns

Period ending Tue 2026-11-03 1 yr 2 yr 3 yr 5 yr 10 yr
VOO × 		+11.66% +35.33%
+16.33%/yr 		+80.36%
+21.72%/yr 		+74.12%
+11.73%/yr 		+325.89%
+15.59%/yr
QQQM × 		+8.98% +42.19%
+19.24%/yr 		+89.92%
+23.84%/yr 		+80.21%
+12.50%/yr 		—
SCHD × 		+39.01% +35.96%
+16.60%/yr 		+69.37%
+19.20%/yr 		+62.04%
+10.13%/yr 		+263.25%
+13.77%/yr
GPIX × 		+12.90% +34.22%
+15.85%/yr 		+71.35%
+19.66%/yr 		— —
GPIQ × 		+10.28% +39.63%
+18.16%/yr 		+78.35%
+21.27%/yr 		— —

Annual Returns

Year VOO QQQM SCHD GPIX GPIQ
2026 (YTD) +11.55% +11.99% +32.79% +11.97% +11.36%
2025 +17.82% +20.85% +4.34% +16.25% +19.77%
2024 +24.98% +25.68% +11.66% +21.77% +23.22%
2023 +26.32% +55.01% +4.54% +13.46% +15.38%
2022 −18.17% −32.52% −3.26% — —
2021 +28.79% +27.45% +29.87% — —
2020 +18.32% +6.67% +15.03% — —
2019 +31.37% — +27.29% — —
2018 −4.50% — −5.56% — —
2017 +21.77% — +20.85% — —
2016 +12.17% — +16.45% — —
2015 +1.33% — −0.30% — —
2014 +13.56% — +11.69% — —
2013 +32.39% — +32.88% — —
2012 +15.99% — +11.39% — —
2011 +1.90% — +5.31% — —
2010 +14.78% — — — —