All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY vs. XLP vs. XLV vs. XLC vs. XLRE: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Tue 2018-06-19💬 to Fri 2026-11-06 Overall
Return 		Exponential
Trendline
SPY × 		+202.20%
+14.10%/yr 		+14.80%/yr
R2=0.939
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP × 		+120.17%
+9.87%/yr 		+8.35%/yr
R2=0.931
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV × 		+150.60%
+11.58%/yr 		+9.37%/yr
R2=0.897
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC × 		+127.56%
+10.31%/yr 		+12.64%/yr
R2=0.777
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLRE × 		+84.70%
+7.59%/yr 		+5.84%/yr
R2=0.679
The Real Estate Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 2018-06-19💬 to Fri 2026-11-06 Start
Value 		End
Value
SPY × 		$10,000.00
2018-06-19 		$30,219.55
2026-11-06
XLP × 		$10,000.00
2018-06-19 		$22,017.02
2026-11-06
XLV × 		$10,000.00
2018-06-19 		$25,060.21
2026-11-06
XLC × 		$10,000.00
2018-06-19 		$22,755.95
2026-11-06
XLRE × 		$10,000.00
2018-06-19 		$18,469.93
2026-11-06

This Year’s Performance

through 2026-11-06

  YTD YoY
SPY × 		+8.67% +10.88%
XLP × 		+18.21% +22.44%
XLV × 		+20.86% +28.74%
XLC × 		−10.17% −5.61%
XLRE × 		+11.67% +11.84%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SPY × 		−5.62%
on 2026-11-06
from 2026-10-06 peak 		−33.72%
on 2020-03-23
from 2020-02-19 peak
XLP × 		−2.02%
on 2026-11-06
from 2026-11-04 peak 		−24.51%
on 2020-03-23
from 2020-02-14 peak
XLV × 		−2.56%
on 2026-11-06
from 2026-11-04 peak 		−28.40%
on 2020-03-23
from 2020-01-22 peak
XLC × 		−11.93%
on 2026-11-06
from 2026-01-30 peak 		−46.65%
on 2022-11-03
from 2021-09-01 peak
XLRE × 		−3.56%
on 2026-11-06
from 2026-07-28 peak 		−38.83%
on 2020-03-23
from 2020-02-21 peak

Rolling Returns

Period ending Fri 2026-11-06 1 yr 2 yr 3 yr 5 yr 10 yr
SPY × 		+10.88% +27.28%
+12.82%/yr 		+74.99%
+20.51%/yr 		+67.79%
+10.91%/yr 		+312.85%
+15.23%/yr
XLP × 		+22.44% +19.47%
+9.30%/yr 		+41.91%
+12.38%/yr 		+40.87%
+7.09%/yr 		+128.38%
+8.61%/yr
XLV × 		+28.74% +29.18%
+13.66%/yr 		+51.46%
+14.84%/yr 		+50.86%
+8.57%/yr 		+228.59%
+12.63%/yr
XLC × 		−5.61% +12.49%
+6.06%/yr 		+61.00%
+17.21%/yr 		+35.25%
+6.23%/yr 		—
XLRE × 		+11.84% +10.49%
+5.11%/yr 		+40.81%
+12.08%/yr 		+8.17%
+1.58%/yr 		+107.44%
+7.57%/yr

Annual Returns

Year SPY XLP XLV XLC XLRE
2026 (YTD) +8.67% +18.21% +20.86% −10.17% +11.67%
2025 +17.72% +1.52% +14.50% +23.08% +2.63%
2024 +24.89% +12.20% +2.47% +34.71% +5.09%
2023 +26.18% −0.81% +2.07% +52.82% +12.38%
2022 −18.18% −0.82% −2.09% −37.63% −26.26%
2021 +28.73% +17.21% +26.04% +15.96% +46.10%
2020 +18.33% +10.11% +13.30% +26.90% −2.19%
2019 +31.22% +27.43% +20.45% +31.05% +28.68%
2018 −4.57% −8.07% +6.28% −16.88% −2.39%
2017 +21.71% +12.98% +21.77% — +10.69%
2016 +12.00% +4.98% −2.76% — +2.76%
2015 +1.23% +6.87% +6.83% — +4.37%
2014 +13.46% +15.72% +25.14% — —
2013 +32.31% +26.31% +41.41% — —
2012 +15.99% +10.73% +17.37% — —
2011 +1.89% +14.09% +12.40% — —
2010 +15.06% +13.78% +3.30% — —
2009 +26.35% +14.28% +19.52% — —
2008 −36.79% −15.02% −23.31% — —
2007 +5.15% +12.69% +7.16% — —
2006 +15.85% +14.49% +7.05% — —
2005 +4.83% +2.84% +6.42% — —
2004 +10.70% +7.65% +1.27% — —
2003 +28.18% +11.17% +14.93% — —
2002 −21.58% −20.09% −0.74% — —
2001 −11.76% −9.93% −0.83% — —
2000 −9.74% +25.54% −11.60% — —
1999 +20.39% −14.26% +19.51% — —
1998 +28.69% +2.48% +3.87% — —
1997 +33.48% — — — —
1996 +22.56% — — — —
1995 +38.04% — — — —
1994 +0.40% — — — —
1993 +8.64% — — — —