All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,VBMFX: Total Return Chart (with Dividends Reinvested)

Fri 1993-01-29💬 to Fri 2026-06-12 YTD
Return
1 Year
Return
SPY
×
+9.07%
2026-06-12
+24.27%
2026-06-12
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
VBMFX
×
+0.27%
2026-06-12
+4.24%
2026-06-12
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund

Returns

Fri 1993-01-29💬 to Fri 2026-06-12 Overall
Return
Exponential
Trendline
SPY
×
+2,967.76%
+10.81%/yr
+8.80%/yr
(R2=0.914)
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
VBMFX
×
+314.09%
+4.35%/yr
+4.44%/yr
(R2=0.934)
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund

Growth of $10,000

Fri 1993-01-29💬 to Fri 2026-06-12 Start
Value
End
Value
SPY
×
$10,000.00
1993-01-29
$306,775.74
2026-06-12
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
VBMFX
×
$10,000.00
1993-01-29
$41,408.93
2026-06-12
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund

Annual Returns

Year SPY VBMFX
2026 (YTD) +9.07% +0.27%
2025 +17.72% +7.04%
2024 +24.89% +1.14%
2023 +26.18% +5.62%
2022 −18.18% −13.23%
2021 +28.73% −1.75%
2020 +18.33% +7.63%
2019 +31.22% +8.63%
2018 −4.57% −0.12%
2017 +21.71% +3.47%
2016 +12.00% +2.50%
2015 +1.23% +0.30%
2014 +13.46% +5.77%
2013 +32.31% −2.25%
2012 +15.99% +4.07%
2011 +1.89% +7.59%
2010 +15.06% +6.31%
2009 +26.35% +5.95%
2008 −36.79% +5.09%
2007 +5.15% +6.96%
2006 +15.85% +4.31%
2005 +4.83% +2.43%
2004 +10.70% +4.27%
2003 +28.18% +3.91%
2002 −21.58% +8.43%
2001 −11.76% +8.39%
2000 −9.74% +11.44%
1999 +20.39% +0.30%
1998 +28.69% +8.64%
1997 +33.48% +9.48%
1996 +22.56% +3.62%
1995 +38.04% +18.25%
1994 +0.40% −2.60%
1993 +8.64% +9.73%
1992 +7.27%
1991 +15.33%
1990 +8.71%
1989 +13.71%
1988 +7.44%
1987 +1.60%
1986 −0.59%

Drawdowns

Fri 1993-01-29💬 to Fri 2026-06-12 Current
Drawdown
Worst
Drawdown
SPY
×
−2.35%
from 2026-06-02 peak
−55.19%
2009-03-09
from 2007-10-09 peak
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
VBMFX
×
−2.71%
from 2020-08-04 peak
−18.84%
2022-10-24
from 2020-08-04 peak
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Fri 2026-06-12 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+24.27% +40.35%
+18.47%/yr
+77.69%
+21.12%/yr
+87.17%
+13.36%/yr
+315.62%
+15.31%/yr
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
VBMFX
×
+4.24% +9.26%
+4.53%/yr
+12.14%
+3.89%/yr
−0.38%
−0.08%/yr
+15.83%
+1.48%/yr
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund