All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,AGG: Total Return Chart (with Dividends Reinvested)

Fri 2003-09-26? to Wed 2025-10-01 YTD
Return 		TR
Price
SPY × 		+15.06%
2025-10-01 		27.5 TR
2025-10-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund
AGG × 		+6.12%
2025-10-01 		1.958 TR
2025-10-01
iShares Core U.S. Aggregate Bond ETF Exchange-Traded Fund

Returns

Fri 2003-09-26? to Wed 2025-10-01 Overall
Return 		Exponential
Trendline
SPY × 		+906.56%
+11.06%/yr 		+10.59%/yr
(R2=0.926)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
AGG × 		+95.82%
+3.10%/yr 		+3.19%/yr
(R2=0.889)
iShares Core U.S. Aggregate Bond ETF Exchange-Traded Fund

Growth of $10,000

Fri 2003-09-26? to Wed 2025-10-01 Start
Value 		End
Value
SPY × 		$10,000.00
2003-09-26 		$100,656.23
2025-10-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund
AGG × 		$10,000.00
2003-09-26 		$19,581.78
2025-10-01
iShares Core U.S. Aggregate Bond ETF Exchange-Traded Fund

Annual Returns

Year SPY AGG
2025 (YTD) +15.06% +6.12%
2024 +24.89% +1.31%
2023 +26.18% +5.65%
2022 −18.18% −13.02%
2021 +28.73% −1.77%
2020 +18.33% +7.48%
2019 +31.22% +8.46%
2018 −4.57% +0.10%
2017 +21.71% +3.55%
2016 +12.00% +2.41%
2015 +1.23% +0.48%
2014 +13.46% +6.00%
2013 +32.31% −1.98%
2012 +15.99% +3.76%
2011 +1.89% +7.70%
2010 +15.06% +6.36%
2009 +26.35% +2.97%
2008 −36.79% +7.90%
2007 +5.15% +6.60%
2006 +15.85% +3.90%
2005 +4.83% +2.27%
2004 +10.70% +3.78%
2003 +28.18% +0.61%
2002 −21.58% —
2001 −11.76% —
2000 −9.74% —
1999 +20.39% —
1998 +28.69% —
1997 +33.47% —
1996 +22.50% —
1995 +38.06% —
1994 +0.40% —
1993 +8.71% —

Drawdowns

Fri 2003-09-26? to Wed 2025-10-01 Current
Drawdown 		Worst
Drawdown
SPY × 		0.00% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
AGG × 		−3.36% −18.43%
2022-10-20
iShares Core U.S. Aggregate Bond ETF Exchange-Traded Fund