All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY vs. AGG: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Fri 2003-09-26💬 to Fri 2026-09-11 Overall
Return 		Exponential
Trendline
SPY × 		+1,060.43%
+11.27%/yr 		+10.91%/yr
R2=0.933
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
AGG × 		+95.23%
+2.96%/yr 		+3.10%/yr
R2=0.890
iShares Core U.S. Aggregate Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Fri 2003-09-26💬 to Fri 2026-09-11 Start
Value 		End
Value
SPY × 		$10,000.00
2003-09-26 		$116,043.27
2026-09-11
AGG × 		$10,000.00
2003-09-26 		$19,523.09
2026-09-11

This Year’s Performance

through 2026-09-11

  YTD YoY
SPY × 		+12.67% +17.51%
AGG × 		−1.30% −0.75%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SPY × 		−1.75%
on 2026-09-11
from 2026-08-13 peak 		−55.19%
on 2009-03-09
from 2007-10-09 peak
AGG × 		−3.65%
on 2026-09-11
from 2020-08-04 peak 		−18.43%
on 2022-10-20
from 2020-08-04 peak

Rolling Returns

Period ending Fri 2026-09-11 1 yr 2 yr 3 yr 5 yr 10 yr
SPY × 		+17.51% +41.12%
+18.79%/yr 		+76.91%
+20.94%/yr 		+83.59%
+12.92%/yr 		+320.70%
+15.45%/yr
AGG × 		−0.75% +2.16%
+1.08%/yr 		+12.48%
+4.00%/yr 		−2.48%
−0.50%/yr 		+13.97%
+1.32%/yr

Annual Returns

Year SPY AGG
2026 (YTD) +12.67% −1.30%
2025 +17.72% +7.20%
2024 +24.89% +1.31%
2023 +26.18% +5.65%
2022 −18.18% −13.02%
2021 +28.73% −1.77%
2020 +18.33% +7.48%
2019 +31.22% +8.46%
2018 −4.57% +0.10%
2017 +21.71% +3.55%
2016 +12.00% +2.41%
2015 +1.23% +0.48%
2014 +13.46% +6.00%
2013 +32.31% −1.98%
2012 +15.99% +3.76%
2011 +1.90% +7.70%
2010 +15.06% +6.36%
2009 +26.35% +2.97%
2008 −36.79% +7.90%
2007 +5.15% +6.60%
2006 +15.85% +3.90%
2005 +4.83% +2.27%
2004 +10.70% +3.78%
2003 +28.18% +0.61%
2002 −21.58% —
2001 −11.76% —
2000 −9.74% —
1999 +20.39% —
1998 +28.69% —
1997 +33.48% —
1996 +22.56% —
1995 +38.04% —
1994 +0.40% —
1993 +8.64% —