All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SCHD,SGOV,JEPI: Total Return Chart (with Dividends Reinvested)

Thu 2020-05-28? to Fri 2026-05-22 YTD
Return 		1 Year
Return
SCHD × 		+20.70%
2026-05-22 		+31.35%
2026-05-22
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SGOV × 		+1.43%
2026-05-22 		+4.01%
2026-05-22
iShares 0-3 Month Treasury Bond ETF Exchange-Traded Fund
JEPI × 		+1.11%
2026-05-22 		+9.81%
2026-05-22
JPMorgan Equity Premium Income ETF Exchange-Traded Fund

Returns

Thu 2020-05-28? to Fri 2026-05-22 Overall
Return 		Exponential
Trendline
SCHD × 		+132.19%
+15.12%/yr 		+9.21%/yr
(R2=0.793)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SGOV × 		+18.97%
+2.95%/yr 		+3.34%/yr
(R2=0.905)
iShares 0-3 Month Treasury Bond ETF Exchange-Traded Fund
JEPI × 		+83.59%
+10.69%/yr 		+9.34%/yr
(R2=0.928)
JPMorgan Equity Premium Income ETF Exchange-Traded Fund

Growth of $10,000

Thu 2020-05-28? to Fri 2026-05-22 Start
Value 		End
Value
SCHD × 		$10,000.00
2020-05-28 		$23,219.14
2026-05-22
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SGOV × 		$10,000.00
2020-05-28 		$11,896.67
2026-05-22
iShares 0-3 Month Treasury Bond ETF Exchange-Traded Fund
JEPI × 		$10,000.00
2020-05-28 		$18,358.52
2026-05-22
JPMorgan Equity Premium Income ETF Exchange-Traded Fund

Annual Returns

Year SCHD SGOV JEPI
2026 (YTD) +20.70% +1.43% +1.11%
2025 +4.34% +4.24% +8.10%
2024 +11.66% +5.28% +12.59%
2023 +4.54% +5.12% +9.83%
2022 −3.26% +1.58% −3.49%
2021 +29.87% +0.04% +21.53%
2020 +15.03% +0.05% +18.61%
2019 +27.29% — —
2018 −5.56% — —
2017 +20.85% — —
2016 +16.45% — —
2015 −0.30% — —
2014 +11.69% — —
2013 +32.88% — —
2012 +11.39% — —
2011 +5.31% — —

Drawdowns

Thu 2020-05-28? to Fri 2026-05-22 Current
Drawdown 		Worst
Drawdown
SCHD × 		— −16.85%
2022-09-30
from 2022-01-11 peak
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SGOV × 		— −0.03%
2022-08-23
from 2022-08-22 peak
iShares 0-3 Month Treasury Bond ETF Exchange-Traded Fund
JEPI × 		−3.92%
from 2026-02-27 peak 		−13.71%
2022-09-30
from 2022-04-20 peak
JPMorgan Equity Premium Income ETF Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-05-22 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
SCHD × 		+31.35% +34.12%
+15.82%/yr 		+56.00%
+15.97%/yr 		+53.15%
+8.90%/yr 		+245.47%
+13.19%/yr
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
SGOV × 		+4.01% +9.03%
+4.42%/yr 		+14.99%
+4.77%/yr 		+18.89%
+3.52%/yr 		—
iShares 0-3 Month Treasury Bond ETF Exchange-Traded Fund
JEPI × 		+9.81% +15.51%
+7.48%/yr 		+30.27%
+9.21%/yr 		+44.66%
+7.66%/yr 		—
JPMorgan Equity Premium Income ETF Exchange-Traded Fund