All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

RSP vs. SPY: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Wed 2003-04-30💬 to Mon 2026-10-26 Overall
Return 		Exponential
Trendline
RSP × 		+1,118.91%
+11.23%/yr 		+10.45%/yr
R2=0.949
Invesco S&P 500 Equal Weight ETF Exchange-Traded Fund
SPY × 		+1,176.30%
+11.45%/yr 		+10.85%/yr
R2=0.935
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000 Summary

Wed 2003-04-30💬 to Mon 2026-10-26 Start
Value 		End
Value
RSP × 		$10,000.00
2003-04-30 		$121,890.88
2026-10-26
SPY × 		$10,000.00
2003-04-30 		$127,630.37
2026-10-26

This Year’s Performance

through 2026-10-26

  YTD YoY
RSP × 		+14.79% +15.43%
SPY × 		+13.11% +14.23%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
RSP × 		−2.09%
on 2026-10-26
from 2026-08-14 peak 		−59.92%
on 2009-03-09
from 2007-07-19 peak
SPY × 		−1.76%
on 2026-10-26
from 2026-10-06 peak 		−55.19%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Mon 2026-10-26 1 yr 2 yr 3 yr 5 yr 10 yr
RSP × 		+15.43% +26.04%
+12.27%/yr 		+68.69%
+19.04%/yr 		+48.95%
+8.29%/yr 		+214.69%
+12.15%/yr
SPY × 		+14.23% +35.23%
+16.29%/yr 		+92.37%
+24.37%/yr 		+79.47%
+12.41%/yr 		+319.31%
+15.41%/yr

Annual Returns

Year RSP SPY
2026 (YTD) +14.79% +13.11%
2025 +11.21% +17.72%
2024 +12.79% +24.89%
2023 +13.70% +26.18%
2022 −11.62% −18.18%
2021 +29.41% +28.73%
2020 +12.66% +18.33%
2019 +28.91% +31.22%
2018 −7.84% −4.57%
2017 +18.52% +21.71%
2016 +14.50% +12.00%
2015 −2.67% +1.23%
2014 +14.06% +13.46%
2013 +35.54% +32.31%
2012 +17.16% +15.99%
2011 −0.66% +1.89%
2010 +21.37% +15.06%
2009 +44.61% +26.35%
2008 −40.06% −36.79%
2007 +0.91% +5.15%
2006 +15.46% +15.85%
2005 +7.41% +4.83%
2004 +16.48% +10.70%
2003 +33.45% +28.18%
2002 — −21.58%
2001 — −11.76%
2000 — −9.74%
1999 — +20.39%
1998 — +28.69%
1997 — +33.48%
1996 — +22.56%
1995 — +38.04%
1994 — +0.40%
1993 — +8.64%