All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

RSP vs. SPY: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Wed 2003-04-30💬 to Fri 2026-09-04 Overall
Return 		Exponential
Trendline
RSP × 		+1,123.90%
+11.32%/yr 		+10.44%/yr
R2=0.948
Invesco S&P 500 Equal Weight ETF Exchange-Traded Fund
SPY × 		+1,181.18%
+11.54%/yr 		+10.81%/yr
R2=0.934
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000 Summary

Wed 2003-04-30💬 to Fri 2026-09-04 Start
Value 		End
Value
RSP × 		$10,000.00
2003-04-30 		$122,390.13
2026-09-04
SPY × 		$10,000.00
2003-04-30 		$128,118.16
2026-09-04

This Year’s Performance

through 2026-09-04

  YTD YoY
RSP × 		+15.26% +18.28%
SPY × 		+13.54% +19.97%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
RSP × 		−1.69%
on 2026-09-04
from 2026-08-14 peak 		−59.92%
on 2009-03-09
from 2007-07-19 peak
SPY × 		−0.99%
on 2026-09-04
from 2026-08-13 peak 		−55.19%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Fri 2026-09-04 1 yr 2 yr 3 yr 5 yr 10 yr
RSP × 		+18.28% +30.53%
+14.25%/yr 		+52.81%
+15.18%/yr 		+51.71%
+8.69%/yr 		+208.47%
+11.92%/yr
SPY × 		+19.97% +43.10%
+19.63%/yr 		+77.19%
+21.01%/yr 		+81.88%
+12.71%/yr 		+314.07%
+15.27%/yr

Annual Returns

Year RSP SPY
2026 (YTD) +15.26% +13.54%
2025 +11.21% +17.72%
2024 +12.79% +24.89%
2023 +13.70% +26.18%
2022 −11.62% −18.18%
2021 +29.41% +28.73%
2020 +12.66% +18.33%
2019 +28.91% +31.22%
2018 −7.84% −4.57%
2017 +18.52% +21.71%
2016 +14.50% +12.00%
2015 −2.67% +1.23%
2014 +14.06% +13.46%
2013 +35.54% +32.31%
2012 +17.16% +15.99%
2011 −0.66% +1.90%
2010 +21.37% +15.06%
2009 +44.61% +26.35%
2008 −40.06% −36.79%
2007 +0.91% +5.15%
2006 +15.46% +15.85%
2005 +7.41% +4.83%
2004 +16.48% +10.70%
2003 +33.45% +28.18%
2002 — −21.58%
2001 — −11.76%
2000 — −9.74%
1999 — +20.39%
1998 — +28.69%
1997 — +33.48%
1996 — +22.56%
1995 — +38.04%
1994 — +0.40%
1993 — +8.64%