All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SPY vs. QQQ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 1999-03-10💬 to Tue 2026-10-06 Overall
Return 		Exponential
Trendline
SPY × 		+377.82%
+5.84%/yr 		+6.49%/yr
R2=0.797
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		+764.76%
+8.14%/yr 		+9.47%/yr
R2=0.742
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Wed 1999-03-10💬 to Tue 2026-10-06 Start
Value 		End
Value
SPY × 		$10,000.00
1999-03-10 		$47,781.84
2026-10-06
QQQ × 		$10,000.00
1999-03-10 		$86,476.31
2026-10-06

This Year’s Performance

through 2026-10-06

  YTD YoY
SPY × 		+11.02% +13.29%
QQQ × 		+19.64% +21.35%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SPY × 		−0.11%
on 2026-10-06
from 2026-08-13 peak 		−58.55%
on 2009-03-09
from 2000-03-24 peak
QQQ × 		—
on 2026-10-06 		−83.91%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Tue 2026-10-06 1 yr 2 yr 3 yr 5 yr 10 yr
SPY × 		+13.29% +30.53%
+14.25%/yr 		+72.23%
+19.87%/yr 		+56.58%
+9.38%/yr 		+203.79%
+11.75%/yr
QQQ × 		+21.35% +47.75%
+21.55%/yr 		+94.00%
+24.72%/yr 		+77.90%
+12.21%/yr 		+392.66%
+17.29%/yr

Annual Returns

Year SPY QQQ
2026 (YTD) +11.02% +19.64%
2025 +14.65% +17.63%
2024 +21.39% +22.06%
2023 +22.09% +49.84%
2022 −23.15% −36.67%
2021 +20.27% +19.04%
2020 +16.74% +46.63%
2019 +28.29% +35.86%
2018 −6.35% −2.00%
2017 +19.19% +29.92%
2016 +9.73% +4.92%
2015 +0.50% +8.64%
2014 +12.61% +18.29%
2013 +30.35% +34.61%
2012 +14.01% +16.10%
2011 −1.04% +0.40%
2010 +13.36% +18.14%
2009 +23.01% +50.60%
2008 −36.85% −41.78%
2007 +1.01% +14.35%
2006 +13.00% +4.51%
2005 +1.35% −1.80%
2004 +7.21% +7.05%
2003 +25.82% +46.91%
2002 −23.41% −38.82%
2001 −13.10% −34.36%
2000 −12.70% −38.21%
1999 +17.24% +75.08%
1998 +26.65% —
1997 +31.24% —
1996 +18.63% —
1995 +34.61% —
1994 −2.22% —
1993 +6.22% —