All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SPY vs. QQQ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 1999-03-10💬 to Tue 2026-10-27 Overall
Return 		Exponential
Trendline
SPY × 		+369.57%
+5.76%/yr 		+6.50%/yr
R2=0.798
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		+716.76%
+7.90%/yr 		+9.49%/yr
R2=0.743
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Wed 1999-03-10💬 to Tue 2026-10-27 Start
Value 		End
Value
SPY × 		$10,000.00
1999-03-10 		$46,956.90
2026-10-27
QQQ × 		$10,000.00
1999-03-10 		$81,676.40
2026-10-27

This Year’s Performance

through 2026-10-27

  YTD YoY
SPY × 		+9.10% +9.05%
QQQ × 		+13.00% +10.82%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SPY × 		−1.83%
on 2026-10-27
from 2026-08-13 peak 		−58.55%
on 2009-03-09
from 2000-03-24 peak
QQQ × 		−5.25%
on 2026-10-27
from 2026-10-06 peak 		−83.91%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Tue 2026-10-27 1 yr 2 yr 3 yr 5 yr 10 yr
SPY × 		+9.05% +27.03%
+12.71%/yr 		+76.98%
+20.96%/yr 		+48.25%
+8.19%/yr 		+202.46%
+11.70%/yr
QQQ × 		+10.82% +37.40%
+17.22%/yr 		+93.47%
+24.61%/yr 		+59.93%
+9.85%/yr 		+369.22%
+16.72%/yr

Annual Returns

Year SPY QQQ
2026 (YTD) +9.10% +13.00%
2025 +14.65% +17.63%
2024 +21.39% +22.06%
2023 +22.09% +49.84%
2022 −23.15% −36.67%
2021 +20.27% +19.04%
2020 +16.74% +46.63%
2019 +28.29% +35.86%
2018 −6.35% −2.00%
2017 +19.19% +29.92%
2016 +9.73% +4.92%
2015 +0.50% +8.64%
2014 +12.61% +18.29%
2013 +30.35% +34.61%
2012 +14.01% +16.10%
2011 −1.04% +0.40%
2010 +13.36% +18.14%
2009 +23.01% +50.60%
2008 −36.85% −41.78%
2007 +1.01% +14.35%
2006 +13.00% +4.51%
2005 +1.35% −1.80%
2004 +7.21% +7.05%
2003 +25.82% +46.91%
2002 −23.41% −38.82%
2001 −13.10% −34.36%
2000 −12.70% −38.21%
1999 +17.24% +75.08%
1998 +26.65% —
1997 +31.24% —
1996 +18.63% —
1995 +34.61% —
1994 −2.22% —
1993 +6.22% —