SPY,MSFT: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Fri 1993-01-29? to Thu 2025-07-03	YTD Return	TRR Price
SPY ×	+5.16% 2025-07-03	11.35 TRR 2025-07-03
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT ×	+16.40% 2025-07-03	2834.32 TRR 2025-07-03
Microsoft Corporation NASDAQ Common Stock

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Returns

Fri 1993-01-29? to Thu 2025-07-03	Overall Return	Exponential Trendline
SPY ×	+1,035.12% +7.78%/yr	+6.10%/yr (R2=0.836)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT ×	+13,220.16% +16.28%/yr	+11.97%/yr (R2=0.794)
Microsoft Corporation NASDAQ Common Stock

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Growth of $10,000

Fri 1993-01-29? to Thu 2025-07-03	Start Value	End Value
SPY ×	$10,000.00 1993-01-29	$113,512.43 2025-07-03
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT ×	$10,000.00 1993-01-29	$1,332,016.02 2025-07-03
Microsoft Corporation NASDAQ Common Stock

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Annual Returns

Year	SPY	MSFT
2025 (YTD)	+5.16%	+16.40%
2024	+21.39%	+9.76%
2023	+22.09%	+53.06%
2022	−23.15%	−32.40%
2021	+20.27%	+42.45%
2020	+16.74%	+40.62%
2019	+28.29%	+54.04%
2018	−6.36%	+18.54%
2017	+19.19%	+37.80%
2016	+9.73%	+12.76%
2015	+0.50%	+21.79%
2014	+12.61%	+26.59%
2013	+30.35%	+42.16%
2012	+14.01%	+3.98%
2011	−1.05%	−7.26%
2010	+13.36%	−7.92%
2009	+23.00%	+56.25%
2008	−36.85%	−44.44%
2007	+1.01%	+16.07%
2006	+13.00%	+13.02%
2005	+1.35%	−4.22%
2004	+7.20%	+5.68%
2003	+25.82%	+4.85%
2002	−23.40%	−23.79%
2001	−13.11%	+50.41%
2000	−12.70%	−64.06%
1999	+17.24%	+63.98%
1998	+26.65%	+111.22%
1997	+31.24%	+53.81%
1996	+18.56%	+82.23%
1995	+34.63%	+39.99%
1994	−2.20%	+47.70%
1993	+6.28%	−8.10%
1992	—	+11.87%
1991	—	+115.17%
1990	—	+63.00%
1989	—	+56.18%
1988	—	−6.00%
1987	—	+115.36%
1986	—	+70.11%

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Drawdowns

Fri 1993-01-29? to Thu 2025-07-03	Current Drawdown	Worst Drawdown
SPY ×	0.00%	−58.56% 2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT ×	0.00%	−75.74% 2009-03-09
Microsoft Corporation NASDAQ Common Stock