All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHG,QQQM,SMH,XOVR,VTI,SCHD: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 2020-10-13? to Wed 2026-05-20 YTD
Return 		1 Year
Return
SCHG × 		+2.26%
2026-05-20 		+20.07%
2026-05-20
Schwab U.S. Large-Cap Growth ETF Exchange-Traded Fund
QQQM × 		+12.89%
2026-05-20 		+32.66%
2026-05-20
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH × 		+52.26%
2026-05-20 		+122.06%
2026-05-20
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
XOVR × 		−6.46%
2026-05-20 		+3.65%
2026-05-20
ERShares Private-Public Crossover ETF NASDAQ Exchange-Traded Fund
VTI × 		+5.81%
2026-05-20 		+21.54%
2026-05-20
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		+14.67%
2026-05-20 		+21.27%
2026-05-20
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Returns

Tue 2020-10-13? to Wed 2026-05-20 Overall
Return 		Exponential
Trendline
SCHG × 		+79.96%
+11.06%/yr 		+10.87%/yr
(R2=0.556)
Schwab U.S. Large-Cap Growth ETF Exchange-Traded Fund
QQQM × 		+95.88%
+12.76%/yr 		+10.58%/yr
(R2=0.554)
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH × 		+382.82%
+32.47%/yr 		+23.03%/yr
(R2=0.725)
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
XOVR × 		−5.60%
−1.02%/yr 		+2.13%/yr
(R2=0.022)
ERShares Private-Public Crossover ETF NASDAQ Exchange-Traded Fund
VTI × 		+71.54%
+10.12%/yr 		+7.56%/yr
(R2=0.535)
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		+56.38%
+8.31%/yr 		+3.32%/yr
(R2=0.381)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Growth of $10,000

Tue 2020-10-13? to Wed 2026-05-20 Start
Value 		End
Value
SCHG × 		$10,000.00
2020-10-13 		$17,996.08
2026-05-20
Schwab U.S. Large-Cap Growth ETF Exchange-Traded Fund
QQQM × 		$10,000.00
2020-10-13 		$19,588.07
2026-05-20
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH × 		$10,000.00
2020-10-13 		$48,281.99
2026-05-20
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
XOVR × 		$10,000.00
2020-10-13 		$9,440.01
2026-05-20
ERShares Private-Public Crossover ETF NASDAQ Exchange-Traded Fund
VTI × 		$10,000.00
2020-10-13 		$17,154.06
2026-05-20
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		$10,000.00
2020-10-13 		$15,638.23
2026-05-20
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Annual Returns

Year SCHG QQQM SMH XOVR VTI SCHD
2026 (YTD) +2.26% +12.89% +52.26% −6.46% +5.81% +14.67%
2025 +14.44% +17.70% +45.29% +7.79% +14.05% +1.62%
2024 +31.18% +22.16% +35.20% +30.83% +20.34% +8.53%
2023 +45.24% +49.99% +67.76% +46.97% +21.96% +1.16%
2022 −35.94% −36.62% −37.57% −44.67% −24.41% −9.13%
2021 +19.69% +19.07% +32.79% −13.34% +17.42% +21.34%
2020 +37.27% +6.61% +53.44% +48.40% +19.45% +13.48%
2019 +32.98% — +60.78% +28.78% +27.75% +24.45%
2018 −3.20% — −10.75% −6.79% −7.01% −7.33%
2017 +25.40% — +35.61% +1.73% +18.70% +18.35%
2016 +4.65% — +32.79% — +10.53% +14.09%
2015 +2.49% — −1.06% — −0.37% −1.02%
2014 +14.93% — +29.25% — +11.71% +10.85%
2013 +32.06% — +31.36% — +31.47% +30.91%
2012 +14.89% — +10.01% — +14.47% +9.50%
2011 −3.60% — +6.02% — −1.94% +5.72%
2010 +15.12% — +19.33% — +15.70% —
2009 +2.82% — +63.90% — +25.49% —
2008 — — −43.82% — −37.04% —
2007 — — +11.86% — +1.23% —
2006 — — −8.91% — +12.86% —
2005 — — +7.32% — +2.78% —
2004 — — −21.86% — +9.23% —
2003 — — +84.27% — +28.33% —
2002 — — −48.22% — −22.33% —
2001 — — −15.80% — −6.77% —
2000 — — −47.86% — — —

Drawdowns

Tue 2020-10-13? to Wed 2026-05-20 Current
Drawdown 		Worst
Drawdown
SCHG × 		−1.16%
from 2026-05-14 peak 		−38.93%
2023-01-05
from 2021-11-19 peak
Schwab U.S. Large-Cap Growth ETF Exchange-Traded Fund
QQQM × 		−0.99%
from 2026-05-14 peak 		−39.52%
2022-11-03
from 2021-11-19 peak
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH × 		−2.43%
from 2026-05-14 peak 		−48.74%
2022-10-14
from 2021-12-27 peak
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
XOVR × 		−23.90%
from 2024-12-06 peak 		−61.40%
2022-12-28
from 2021-02-12 peak
ERShares Private-Public Crossover ETF NASDAQ Exchange-Traded Fund
VTI × 		−0.93%
from 2026-05-14 peak 		−30.16%
2022-10-12
from 2021-11-08 peak
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		−0.37%
from 2026-03-02 peak 		−21.66%
2022-09-30
from 2022-01-04 peak
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Rolling Returns

Period ending Wed 2026-05-20 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
SCHG × 		+20.07% +36.62%
+16.90%/yr 		+84.46%
+22.61%/yr 		+67.03%
+10.81%/yr 		+307.41%
+15.08%/yr
Schwab U.S. Large-Cap Growth ETF Exchange-Traded Fund
QQQM × 		+32.66% +49.25%
+22.18%/yr 		+96.86%
+25.30%/yr 		+80.43%
+12.53%/yr 		—
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH × 		+122.06% +127.72%
+50.95%/yr 		+290.94%
+57.45%/yr 		+291.12%
+31.36%/yr 		+1,545.70%
+32.33%/yr
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
XOVR × 		+3.65% +18.49%
+8.86%/yr 		+57.78%
+16.40%/yr 		+7.50%
+1.46%/yr 		—
ERShares Private-Public Crossover ETF NASDAQ Exchange-Traded Fund
VTI × 		+21.54% +33.78%
+15.67%/yr 		+66.23%
+18.44%/yr 		+46.12%
+7.88%/yr 		+193.79%
+11.38%/yr
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD × 		+21.27% +22.69%
+10.77%/yr 		+38.98%
+11.58%/yr 		+20.70%
+3.84%/yr 		+142.97%
+9.29%/yr
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund