All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHD vs. FXAIX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Thu 2011-10-20💬 to Fri 2026-10-02 Overall
Return 		Exponential
Trendline
SCHD × 		+326.03%
+10.18%/yr 		+9.22%/yr
R2=0.952
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund
FXAIX × 		+463.56%
+12.26%/yr 		+10.73%/yr
R2=0.967
Fidelity 500 Index Fund Mutual Fund

Growth of $10,000 Summary

Thu 2011-10-20💬 to Fri 2026-10-02 Start
Value 		End
Value
SCHD × 		$10,000.00
2011-10-20 		$42,603.43
2026-10-02
FXAIX × 		$10,000.00
2011-10-20 		$56,356.43
2026-10-02

This Year’s Performance

through 2026-10-02

  YTD YoY
SCHD × 		+17.88% +19.75%
FXAIX × 		+9.76% +12.47%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHD × 		−6.67%
on 2026-10-02
from 2026-08-24 peak 		−33.51%
on 2020-03-23
from 2020-01-23 peak
FXAIX × 		−1.27%
on 2026-10-02
from 2026-08-13 peak 		−33.75%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Fri 2026-10-02 1 yr 2 yr 3 yr 5 yr 10 yr
SCHD × 		+19.75% +17.12%
+8.22%/yr 		+42.96%
+12.65%/yr 		+27.38%
+4.96%/yr 		+133.39%
+8.84%/yr
FXAIX × 		+12.47% +30.48%
+14.23%/yr 		+72.05%
+19.83%/yr 		+55.85%
+9.28%/yr 		+202.61%
+11.71%/yr

Annual Returns

Year SCHD FXAIX
2026 (YTD) +17.88% +9.76%
2025 +1.62% +15.12%
2024 +8.53% +21.51%
2023 +1.16% +22.20%
2022 −9.13% −23.11%
2021 +21.34% +20.24%
2020 +13.48% +16.83%
2019 +24.45% +28.55%
2018 −7.33% −6.22%
2017 +18.34% +19.30%
2016 +14.09% +9.70%
2015 −1.02% +0.64%
2014 +10.85% +12.82%
2013 +30.91% +30.43%
2012 +9.49% +14.03%
2011 +5.72% −6.13%