MSFT,AAPL,QQQ,SPY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Wed 1999-03-10? to Thu 2026-04-02	YTD Return	TRR Price
MSFT ×	−23.43% 2026-04-02	2100.45 TRR 2026-04-02
Microsoft Corporation NASDAQ Common Stock
AAPL ×	−6.79% 2026-04-02	681.91 TRR 2026-04-02
Apple Inc NASDAQ Common Stock
QQQ ×	−5.68% 2026-04-02	6.818 TRR 2026-04-02
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
SPY ×	−4.60% 2026-04-02	11.8 TRR 2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund

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Returns

Wed 1999-03-10? to Thu 2026-04-02	Overall Return	Exponential Trendline
MSFT ×	+664.19% +7.80%/yr	+11.42%/yr (R2=0.728)
Microsoft Corporation NASDAQ Common Stock
AAPL ×	+52,645.26% +26.06%/yr	+28.66%/yr (R2=0.951)
Apple Inc NASDAQ Common Stock
QQQ ×	+581.79% +7.35%/yr	+9.25%/yr (R2=0.727)
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
SPY ×	+310.59% +5.36%/yr	+6.33%/yr (R2=0.786)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

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Growth of $10,000

Wed 1999-03-10? to Thu 2026-04-02	Start Value	End Value
MSFT ×	$10,000.00 1999-03-10	$76,419.07 2026-04-02
Microsoft Corporation NASDAQ Common Stock
AAPL ×	$10,000.00 1999-03-10	$5,274,525.97 2026-04-02
Apple Inc NASDAQ Common Stock
QQQ ×	$10,000.00 1999-03-10	$68,179.49 2026-04-02
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
SPY ×	$10,000.00 1999-03-10	$41,058.66 2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund

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Annual Returns

Year	MSFT	AAPL	QQQ	SPY
2026 (YTD)	−23.43%	−6.79%	−5.68%	−4.60%
2025	+12.57%	+6.21%	+17.63%	+14.65%
2024	+9.77%	+27.04%	+22.06%	+21.39%
2023	+53.06%	+44.18%	+49.84%	+22.09%
2022	−32.40%	−30.87%	−36.67%	−23.15%
2021	+42.45%	+25.79%	+19.04%	+20.26%
2020	+40.62%	+79.86%	+46.63%	+16.74%
2019	+54.21%	+84.75%	+35.86%	+28.29%
2018	+18.54%	−7.17%	−2.00%	−6.35%
2017	+37.82%	+45.37%	+29.92%	+19.19%
2016	+12.74%	+10.20%	+4.93%	+9.73%
2015	+21.80%	−3.70%	+8.64%	+0.50%
2014	+26.61%	+39.53%	+18.29%	+12.61%
2013	+42.18%	+6.49%	+34.61%	+30.35%
2012	+3.98%	+30.32%	+16.10%	+14.01%
2011	−7.28%	+21.95%	+0.41%	−1.04%
2010	−7.90%	+50.76%	+18.14%	+13.35%
2009	+56.19%	+140.35%	+50.61%	+23.01%
2008	−44.43%	−56.95%	−41.78%	−36.85%
2007	+16.09%	+124.28%	+14.35%	+1.01%
2006	+12.99%	+15.12%	+4.50%	+13.00%
2005	−4.21%	+115.83%	−1.77%	+1.36%
2004	+5.69%	+191.97%	+7.03%	+7.21%
2003	+4.84%	+46.32%	+46.93%	+25.82%
2002	−23.78%	−36.07%	−38.83%	−23.41%
2001	+50.40%	+45.02%	−34.36%	−13.10%
2000	−64.06%	−72.02%	−38.21%	−12.70%
1999	+63.97%	+144.61%	+75.08%	+17.24%
1998	+111.16%	+207.01%	—	+26.65%
1997	+53.81%	−38.20%	—	+31.24%
1996	+82.29%	−36.62%	—	+18.63%
1995	+40.00%	−19.35%	—	+34.60%
1994	+47.66%	+31.62%	—	−2.22%
1993	−8.08%	−51.76%	—	+6.23%
1992	+11.87%	+3.90%	—	—
1991	+115.15%	+28.39%	—	—
1990	+63.00%	+16.40%	—	—
1989	+56.13%	−15.50%	—	—
1988	−5.99%	−7.44%	—	—
1987	+115.34%	+99.59%	—	—
1986	+70.08%	+82.17%	—	—
1985	—	−27.24%	—	—
1984	—	+15.00%	—	—
1983	—	−21.46%	—	—
1982	—	+30.02%	—	—
1981	—	−40.45%	—	—
1980	—	+18.04%	—	—

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Drawdowns

Wed 1999-03-10? to Thu 2026-04-02	Current Drawdown	Worst Drawdown
MSFT ×	−31.47%	−75.73% 2009-03-09
Microsoft Corporation NASDAQ Common Stock
AAPL ×	−11.44%	−83.11% 2003-04-17
Apple Inc NASDAQ Common Stock
QQQ ×	−8.62%	−83.94% 2002-10-09
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
SPY ×	−6.28%	−58.56% 2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund