All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XP,SPY: Total Return Chart (with Dividends Reinvested)

Wed 2019-12-11? to Wed 2025-07-16 YTD
Return
TR
Price
XP
×
+54.26%
2025-07-16
0.5893 TR
2025-07-16
Xp Inc NASDAQ Common Stock
SPY
×
+7.15%
2025-07-16
25.61 TR
2025-07-16
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Returns

Wed 2019-12-11? to Wed 2025-07-16 Overall
Return
Exponential
Trendline
XP
×
−41.07%
−9.02%/yr
−15.90%/yr
(R2=0.513)
Xp Inc NASDAQ Common Stock
SPY
×
+116.48%
+14.80%/yr
+13.27%/yr
(R2=0.816)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000

Wed 2019-12-11? to Wed 2025-07-16 Start
Value
End
Value
XP
×
$10,000.00
2019-12-11
$5,893.26
2025-07-16
Xp Inc NASDAQ Common Stock
SPY
×
$10,000.00
2019-12-11
$21,647.75
2025-07-16
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Annual Returns

Year XP SPY
2025 (YTD) +54.26% +7.15%
2024 −52.23% +24.89%
2023 +79.67% +26.18%
2022 −46.62% −18.18%
2021 −27.55% +28.73%
2020 +2.99% +18.33%
2019 +11.78% +31.22%
2018 −4.57%
2017 +21.71%
2016 +12.00%
2015 +1.23%
2014 +13.46%
2013 +32.31%
2012 +15.99%
2011 +1.90%
2010 +15.06%
2009 +26.35%
2008 −36.79%
2007 +5.15%
2006 +15.85%
2005 +4.83%
2004 +10.70%
2003 +28.18%
2002 −21.58%
2001 −11.76%
2000 −9.74%
1999 +20.39%
1998 +28.69%
1997 +33.48%
1996 +22.50%
1995 +38.06%
1994 +0.40%
1993 +8.71%

Drawdowns

Wed 2019-12-11? to Wed 2025-07-16 Current
Drawdown
Worst
Drawdown
XP
×
−60.31% −79.19%
2023-03-23
Xp Inc NASDAQ Common Stock
SPY
×
−0.26% −33.72%
2020-03-23
SPDR S&P 500 ETF Trust Exchange-Traded Fund