All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLU,SPY: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22💬 to Mon 2026-06-01 YTD
Return
1 Year
Return
XLU
×
+1.67%
2026-06-01
+8.22%
2026-06-01
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
SPY
×
+11.54%
2026-06-01
+30.18%
2026-06-01
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund

Returns

Tue 1998-12-22💬 to Mon 2026-06-01 Overall
Return
Exponential
Trendline
XLU
×
+648.43%
+7.61%/yr
+8.45%/yr
(R2=0.947)
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
SPY
×
+911.27%
+8.80%/yr
+8.78%/yr
(R2=0.872)
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22💬 to Mon 2026-06-01 Start
Value
End
Value
XLU
×
$10,000.00
1998-12-22
$74,843.28
2026-06-01
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
SPY
×
$10,000.00
1998-12-22
$101,126.94
2026-06-01
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund

Annual Returns

Year XLU SPY
2026 (YTD) +1.67% +11.54%
2025 +16.02% +17.72%
2024 +23.31% +24.89%
2023 −7.16% +26.18%
2022 +1.43% −18.18%
2021 +17.70% +28.73%
2020 +0.51% +18.33%
2019 +25.93% +31.22%
2018 +3.94% −4.57%
2017 +12.05% +21.71%
2016 +16.08% +12.00%
2015 −4.93% +1.23%
2014 +28.75% +13.46%
2013 +13.06% +32.31%
2012 +1.04% +15.99%
2011 +19.64% +1.89%
2010 +5.31% +15.06%
2009 +11.71% +26.35%
2008 −28.91% −36.79%
2007 +18.42% +5.15%
2006 +20.89% +15.85%
2005 +16.39% +4.83%
2004 +23.59% +10.70%
2003 +26.47% +28.18%
2002 −28.78% −21.58%
2001 −13.01% −11.76%
2000 +22.47% −9.74%
1999 −3.19% +20.39%
1998 +1.36% +28.69%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22💬 to Mon 2026-06-01 Current
Drawdown
Worst
Drawdown
XLU
×
−9.07%
from 2026-02-27 peak
−52.27%
2002-10-09
from 2000-12-13 peak
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
SPY
×
−55.19%
2009-03-09
from 2007-10-09 peak
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund

Rolling Returns

Period ending Mon 2026-06-01 1
Year
2
Years
3
Years
5
Years
10
Years
XLU
×
+8.22% +25.64%
+12.08%/yr
+46.64%
+13.61%/yr
+54.94%
+9.15%/yr
+140.47%
+9.17%/yr
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
SPY
×
+30.18% +47.34%
+21.37%/yr
+86.87%
+23.17%/yr
+93.53%
+14.12%/yr
+324.62%
+15.56%/yr
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund