All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTI,SWTSX: Total Return Chart (with Dividends Reinvested)

Thu 2001-05-31? to Fri 2025-12-12 YTD
Return 		TR
Price
VTI × 		+17.02%
2025-12-12 		9.018 TR
2025-12-12
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SWTSX × 		+15.71%
2025-12-12 		18.64 TR
2025-12-12
Schwab Total Stock Market Index Fund Select Shares Mutual Fund

Returns

Thu 2001-05-31? to Fri 2025-12-12 Overall
Return 		Exponential
Trendline
VTI × 		+801.82%
+9.38%/yr 		+10.20%/yr
(R2=0.937)
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SWTSX × 		+1,747.09%
+12.62%/yr 		+14.54%/yr
(R2=0.966)
Schwab Total Stock Market Index Fund Select Shares Mutual Fund

Growth of $10,000

Thu 2001-05-31? to Fri 2025-12-12 Start
Value 		End
Value
VTI × 		$10,000.00
2001-05-31 		$90,182.44
2025-12-12
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SWTSX × 		$10,000.00
2001-05-31 		$184,709.07
2025-12-12
Schwab Total Stock Market Index Fund Select Shares Mutual Fund

Annual Returns

Year VTI SWTSX
2025 (YTD) +17.02% +15.71%
2024 +23.81% +23.84%
2023 +26.05% +26.05%
2022 −19.52% −19.54%
2021 +25.68% +25.28%
2020 +21.08% +20.71%
2019 +30.67% +45.28%
2018 −5.23% −5.85%
2017 +21.21% +33.68%
2016 +12.82% +12.06%
2015 +0.36% −0.43%
2014 +12.55% +24.52%
2013 +33.45% +46.46%
2012 +16.45% +16.28%
2011 +0.97% +13.98%
2010 +17.43% +17.24%
2009 +28.90% +28.31%
2008 −36.99% −25.70%
2007 +5.37% +5.12%
2006 +15.70% +15.54%
2005 +6.30% +15.18%
2004 +12.78% +12.47%
2003 +30.74% +30.98%
2002 −20.48% −20.43%
2001 −7.29% −11.08%
2000 — −5.50%
1999 — +11.67%

Drawdowns

Thu 2001-05-31? to Fri 2025-12-12 Current
Drawdown 		Worst
Drawdown
VTI × 		−1.14% −55.45%
2009-03-09
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SWTSX × 		−2.21% −51.01%
2008-11-20
Schwab Total Stock Market Index Fund Select Shares Mutual Fund