All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VOO,FZROX,FZILX: Total Return Chart (with Dividends Reinvested)

Fri 2018-08-03? to Thu 2026-04-23 YTD
Return
TR
Price
VOO
×
+4.18%
2026-04-23
8.557 TR
2026-04-23
Vanguard S&P 500 ETF Exchange-Traded Fund
FZROX
×
+4.61%
2026-04-23
2.727 TR
2026-04-23
Fidelity Zero Total Market Index Fund Mutual Fund
FZILX
×
+8.62%
2026-04-23
1.93 TR
2026-04-23
Fidelity Zero International Index Fund Mutual Fund

Returns

Fri 2018-08-03? to Thu 2026-04-23 Overall
Return
Exponential
Trendline
VOO
×
+182.65%
+14.41%/yr
+14.50%/yr
(R2=0.924)
Vanguard S&P 500 ETF Exchange-Traded Fund
FZROX
×
+172.74%
+13.88%/yr
+13.89%/yr
(R2=0.907)
Fidelity Zero Total Market Index Fund Mutual Fund
FZILX
×
+93.03%
+8.89%/yr
+7.56%/yr
(R2=0.720)
Fidelity Zero International Index Fund Mutual Fund

Growth of $10,000

Fri 2018-08-03? to Thu 2026-04-23 Start
Value
End
Value
VOO
×
$10,000.00
2018-08-03
$28,264.82
2026-04-23
Vanguard S&P 500 ETF Exchange-Traded Fund
FZROX
×
$10,000.00
2018-08-03
$27,274.43
2026-04-23
Fidelity Zero Total Market Index Fund Mutual Fund
FZILX
×
$10,000.00
2018-08-03
$19,302.69
2026-04-23
Fidelity Zero International Index Fund Mutual Fund

Annual Returns

Year VOO FZROX FZILX
2026 (YTD) +4.18% +4.61% +8.62%
2025 +17.82% +17.23% +33.52%
2024 +24.98% +23.94% +5.32%
2023 +26.32% +26.20% +16.28%
2022 −18.17% −19.21% −15.96%
2021 +28.79% +26.21% +8.19%
2020 +18.32% +20.52% +11.06%
2019 +31.37% +31.23% +22.30%
2018 −4.50% −11.83% −12.00%
2017 +21.77%
2016 +12.17%
2015 +1.33%
2014 +13.56%
2013 +32.39%
2012 +15.99%
2011 +1.90%
2010 +14.78%

Drawdowns

Fri 2018-08-03? to Thu 2026-04-23 Current
Drawdown
Worst
Drawdown
VOO
×
−0.40% −33.99%
2020-03-23
Vanguard S&P 500 ETF Exchange-Traded Fund
FZROX
×
−0.40% −34.96%
2020-03-23
Fidelity Zero Total Market Index Fund Mutual Fund
FZILX
×
−2.79% −34.37%
2020-03-23
Fidelity Zero International Index Fund Mutual Fund