All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

T,SPY: Total Return Chart (with Dividends Reinvested)

Fri 1993-01-29? to Wed 2025-07-16 YTD
Return
TR
Price
T
×
+22.38%
2025-07-16
113.14 TR
2025-07-16
AT&T Inc NYSE Common Stock
SPY
×
+7.15%
2025-07-16
25.61 TR
2025-07-16
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Returns

Fri 1993-01-29? to Wed 2025-07-16 Overall
Return
Exponential
Trendline
T
×
+1,450.72%
+8.81%/yr
+6.73%/yr
(R2=0.870)
AT&T Inc NYSE Common Stock
SPY
×
+2,460.52%
+10.51%/yr
+8.59%/yr
(R2=0.909)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000

Fri 1993-01-29? to Wed 2025-07-16 Start
Value
End
Value
T
×
$10,000.00
1993-01-29
$155,072.21
2025-07-16
AT&T Inc NYSE Common Stock
SPY
×
$10,000.00
1993-01-29
$256,052.44
2025-07-16
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Annual Returns

Year T SPY
2025 (YTD) +22.38% +7.15%
2024 +44.10% +24.89%
2023 −2.73% +26.18%
2022 +6.47% −18.18%
2021 −5.90% +28.73%
2020 −19.65% +18.33%
2019 +48.48% +31.22%
2018 −20.77% −4.57%
2017 −2.46% +21.71%
2016 +31.99% +12.00%
2015 +10.31% +1.23%
2014 +2.39% +13.46%
2013 +11.55% +32.31%
2012 +19.52% +15.99%
2011 +11.10% +1.90%
2010 +13.92% +15.06%
2009 +6.84% +26.35%
2008 −26.92% −36.79%
2007 +22.07% +5.15%
2006 +55.58% +15.85%
2005 +2.00% +4.83%
2004 +5.44% +10.70%
2003 +3.55% +28.18%
2002 −27.48% −21.58%
2001 −15.47% −11.76%
2000 +0.77% −9.74%
1999 −6.82% +20.39%
1998 +50.80% +28.69%
1997 +47.03% +33.48%
1996 −3.04% +22.50%
1995 +48.76% +38.06%
1994 +2.33% +0.40%
1993 +17.96% +8.71%
1992 +21.70%
1991 +23.52%
1990 −6.61%
1989 +70.07%
1988 +28.23%
1987 +4.66%
1986 +43.11%
1985 +33.84%
1984 +31.90%
1983 −4.45%

Drawdowns

Fri 1993-01-29? to Wed 2025-07-16 Current
Drawdown
Worst
Drawdown
T
×
−5.95% −63.88%
2003-03-11
AT&T Inc NYSE Common Stock
SPY
×
−0.26% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund