All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SWPPX,SPY: Total Return Chart (with Dividends Reinvested)

Tue 1997-05-20? to Mon 2026-04-06 YTD
Return 		TR
Price
SWPPX × 		−3.14%
2026-04-06 		14 TR
2026-04-06
Schwab S&P 500 Index Fund Mutual Fund
SPY × 		−3.11%
2026-04-06 		27.25 TR
2026-04-06
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Returns

Tue 1997-05-20? to Mon 2026-04-06 Overall
Return 		Exponential
Trendline
SWPPX × 		+1,299.74%
+9.57%/yr 		+8.50%/yr
(R2=0.882)
Schwab S&P 500 Index Fund Mutual Fund
SPY × 		+1,186.15%
+9.25%/yr 		+8.33%/yr
(R2=0.871)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000

Tue 1997-05-20? to Mon 2026-04-06 Start
Value 		End
Value
SWPPX × 		$10,000.00
1997-05-20 		$139,973.64
2026-04-06
Schwab S&P 500 Index Fund Mutual Fund
SPY × 		$10,000.00
1997-05-20 		$128,615.12
2026-04-06
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Annual Returns

Year SWPPX SPY
2026 (YTD) −3.14% −3.11%
2025 +17.87% +17.72%
2024 +24.97% +24.89%
2023 +26.26% +26.18%
2022 −18.14% −18.18%
2021 +28.67% +28.73%
2020 +18.38% +18.33%
2019 +31.46% +31.22%
2018 −4.47% −4.57%
2017 +21.81% +21.71%
2016 +11.82% +12.00%
2015 +1.31% +1.23%
2014 +13.55% +13.46%
2013 +32.27% +32.31%
2012 +15.89% +15.99%
2011 +2.02% +1.89%
2010 +14.98% +15.06%
2009 +26.26% +26.35%
2008 −36.70% −36.79%
2007 +5.46% +5.15%
2006 +15.68% +15.85%
2005 +4.78% +4.83%
2004 +10.70% +10.70%
2003 +28.47% +28.18%
2002 −22.18% −21.58%
2001 −12.04% −11.76%
2000 −9.19% −9.74%
1999 +30.72% +20.39%
1998 +28.25% +28.69%
1997 +16.32% +33.48%
1996 — +22.56%
1995 — +38.04%
1994 — +0.40%
1993 — +8.64%

Drawdowns

Tue 1997-05-20? to Mon 2026-04-06 Current
Drawdown 		Worst
Drawdown
SWPPX × 		−100.00% −100.00%
1997-07-07
Schwab S&P 500 Index Fund Mutual Fund
SPY × 		−5.00% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund