All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLP,XLU: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22? to Mon 2026-05-11 YTD
Return
TR
Price
SPY
×
+8.71%
2026-05-11
30.58 TR
2026-05-11
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+7.93%
2026-05-11
5.961 TR
2026-05-11
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+6.48%
2026-05-11
7.839 TR
2026-05-11
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22? to Mon 2026-05-11 Overall
Return
Exponential
Trendline
SPY
×
+885.62%
+8.71%/yr
+8.76%/yr
(R2=0.872)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+496.07%
+6.74%/yr
+8.45%/yr
(R2=0.945)
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+683.86%
+7.81%/yr
+8.44%/yr
(R2=0.947)
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22? to Mon 2026-05-11 Start
Value
End
Value
SPY
×
$10,000.00
1998-12-22
$98,561.90
2026-05-11
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
$10,000.00
1998-12-22
$59,607.48
2026-05-11
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
$10,000.00
1998-12-22
$78,385.75
2026-05-11
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLP XLU
2026 (YTD) +8.71% +7.93% +6.48%
2025 +17.72% +1.52% +16.02%
2024 +24.89% +12.20% +23.31%
2023 +26.18% −0.81% −7.16%
2022 −18.18% −0.82% +1.43%
2021 +28.73% +17.21% +17.70%
2020 +18.33% +10.11% +0.51%
2019 +31.22% +27.43% +25.93%
2018 −4.57% −8.07% +3.94%
2017 +21.71% +12.98% +12.05%
2016 +12.00% +4.98% +16.08%
2015 +1.23% +6.87% −4.93%
2014 +13.46% +15.72% +28.75%
2013 +32.31% +26.31% +13.06%
2012 +15.99% +10.73% +1.04%
2011 +1.89% +14.09% +19.64%
2010 +15.06% +13.78% +5.31%
2009 +26.35% +14.28% +11.71%
2008 −36.79% −15.02% −28.91%
2007 +5.15% +12.69% +18.42%
2006 +15.85% +14.49% +20.89%
2005 +4.83% +2.84% +16.39%
2004 +10.70% +7.65% +23.59%
2003 +28.18% +11.17% +26.47%
2002 −21.58% −20.09% −28.78%
2001 −11.76% −9.93% −13.01%
2000 −9.74% +25.54% +22.47%
1999 +20.39% −14.26% −3.19%
1998 +28.69% +2.48% +1.36%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22? to Mon 2026-05-11 Current
Drawdown
Worst
Drawdown
SPY
×
0.00% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
−6.86% −35.89%
2003-03-10
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
−4.77% −52.27%
2002-10-09
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Mon 2026-05-11 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+32.33%/yr
+32.51% total
+20.57%/yr
+45.40% total
+23.07%/yr
+86.41% total
+13.83%/yr
+91.11% total
+15.47%/yr
+321.41% total
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+5.86%/yr
+5.89% total
+6.41%/yr
+13.25% total
+5.60%/yr
+17.77% total
+6.15%/yr
+34.77% total
+7.34%/yr
+103.13% total
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+15.63%/yr
+15.71% total
+15.86%/yr
+34.26% total
+12.97%/yr
+44.18% total
+9.79%/yr
+59.49% total
+9.66%/yr
+151.55% total
Utilities Select Sector SPDR Fund Exchange-Traded Fund