All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,VOO,QQQM,SMH,VUG,VTI,SCHD: Total Return Chart (with Dividends Reinvested)

Tue 2020-10-13? to Thu 2026-04-02 YTD
Return
TR
Price
SPY
×
−3.56%
2026-04-02
27.12 TR
2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VOO
×
−3.55%
2026-04-02
7.922 TR
2026-04-02
Vanguard S&P 500 ETF Exchange-Traded Fund
QQQM
×
−4.64%
2026-04-02
2.06 TR
2026-04-02
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH
×
+8.94%
2026-04-02
0.5316 TR
2026-04-02
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
VUG
×
−9.29%
2026-04-02
11.24 TR
2026-04-02
Vanguard Growth Index Fund ETF Shares Exchange-Traded Fund
VTI
×
−3.13%
2026-04-02
8.742 TR
2026-04-02
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD
×
+12.35%
2026-04-02
5.807 TR
2026-04-02
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Returns

Tue 2020-10-13? to Thu 2026-04-02 Overall
Return
Exponential
Trendline
SPY
×
+102.07%
+13.73%/yr
+13.06%/yr
(R2=0.823)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VOO
×
+102.86%
+13.81%/yr
+13.13%/yr
(R2=0.824)
Vanguard S&P 500 ETF Exchange-Traded Fund
QQQM
×
+105.97%
+14.13%/yr
+14.91%/yr
(R2=0.735)
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH
×
+330.01%
+30.58%/yr
+27.01%/yr
(R2=0.806)
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
VUG
×
+89.63%
+12.42%/yr
+14.05%/yr
(R2=0.689)
Vanguard Growth Index Fund ETF Shares Exchange-Traded Fund
VTI
×
+95.48%
+13.04%/yr
+11.88%/yr
(R2=0.773)
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD
×
+90.73%
+12.53%/yr
+7.46%/yr
(R2=0.780)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Growth of $10,000

Tue 2020-10-13? to Thu 2026-04-02 Start
Value
End
Value
SPY
×
$10,000.00
2020-10-13
$20,206.98
2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VOO
×
$10,000.00
2020-10-13
$20,286.50
2026-04-02
Vanguard S&P 500 ETF Exchange-Traded Fund
QQQM
×
$10,000.00
2020-10-13
$20,596.82
2026-04-02
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH
×
$10,000.00
2020-10-13
$43,001.42
2026-04-02
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
VUG
×
$10,000.00
2020-10-13
$18,962.96
2026-04-02
Vanguard Growth Index Fund ETF Shares Exchange-Traded Fund
VTI
×
$10,000.00
2020-10-13
$19,548.17
2026-04-02
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD
×
$10,000.00
2020-10-13
$19,072.58
2026-04-02
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Annual Returns

Year SPY VOO QQQM SMH VUG VTI SCHD
2026 (YTD) −3.56% −3.55% −4.64% +8.94% −9.29% −3.13% +12.35%
2025 +17.72% +17.82% +20.85% +49.17% +19.40% +17.10% +4.34%
2024 +24.89% +24.98% +25.68% +39.10% +32.69% +23.81% +11.66%
2023 +26.18% +26.32% +55.01% +73.38% +46.83% +26.05% +4.54%
2022 −18.18% −18.17% −32.52% −33.53% −33.16% −19.52% −3.26%
2021 +28.73% +28.79% +27.45% +42.13% +27.35% +25.68% +29.87%
2020 +18.33% +18.32% +6.67% +55.53% +40.25% +21.08% +15.03%
2019 +31.22% +31.37% +64.45% +37.03% +30.67% +27.29%
2018 −4.57% −4.50% −9.05% −3.32% −5.23% −5.56%
2017 +21.71% +21.77% +38.48% +27.72% +21.21% +20.85%
2016 +12.00% +12.17% +35.54% +6.27% +12.82% +16.45%
2015 +1.23% +1.33% −0.34% +3.24% +0.36% −0.30%
2014 +13.46% +13.56% +30.22% +13.61% +12.55% +11.69%
2013 +32.31% +32.39% +33.33% +32.48% +33.45% +32.88%
2012 +15.99% +15.99% +11.92% +17.01% +16.45% +11.39%
2011 +1.89% +1.90% +9.17% +1.82% +0.97% +5.31%
2010 +15.06% +14.78% +21.12% +17.22% +17.43%
2009 +26.35% +68.36% +36.13% +28.90%
2008 −36.79% −43.77% −38.02% −36.99%
2007 +5.15% +6.83% +12.52% +5.37%
2006 +15.85% −6.73% +9.19% +15.70%
2005 +4.83% +10.91% +5.02% +6.30%
2004 +10.70% −19.33% +4.99% +12.78%
2003 +28.18% +87.70% +30.74%
2002 −21.58% −46.99% −20.48%
2001 −11.76% −14.51% −7.29%
2000 −9.74% −98.21%
1999 +20.39%
1998 +28.69%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 2020-10-13? to Thu 2026-04-02 Current
Drawdown
Worst
Drawdown
SPY
×
−5.44% −24.50%
2022-10-12
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VOO
×
−5.44% −24.52%
2022-10-12
Vanguard S&P 500 ETF Exchange-Traded Fund
QQQM
×
−7.75% −35.05%
2022-11-03
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SMH
×
−7.94% −45.30%
2022-10-14
VanEck Semiconductor ETF NASDAQ Exchange-Traded Fund
VUG
×
−12.15% −35.61%
2022-11-03
Vanguard Growth Index Fund ETF Shares Exchange-Traded Fund
VTI
×
−5.39% −25.36%
2022-10-12
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SCHD
×
−3.27% −16.85%
2022-09-30
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund