All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,VO: Total Return Chart (with Dividends Reinvested)

Fri 2004-01-30? to Wed 2025-07-16 YTD
Return 		TR
Price
SPY × 		+7.15%
2025-07-16 		25.61 TR
2025-07-16
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VO × 		+7.23%
2025-07-16 		7.761 TR
2025-07-16
Vanguard Mid-Cap Index Fund ETF Shares Exchange-Traded Fund

Returns

Fri 2004-01-30? to Wed 2025-07-16 Overall
Return 		Exponential
Trendline
SPY × 		+721.72%
+10.31%/yr 		+10.64%/yr
(R2=0.925)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VO × 		+676.06%
+10.02%/yr 		+10.19%/yr
(R2=0.935)
Vanguard Mid-Cap Index Fund ETF Shares Exchange-Traded Fund

Growth of $10,000

Fri 2004-01-30? to Wed 2025-07-16 Start
Value 		End
Value
SPY × 		$10,000.00
2004-01-30 		$82,171.84
2025-07-16
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VO × 		$10,000.00
2004-01-30 		$77,605.52
2025-07-16
Vanguard Mid-Cap Index Fund ETF Shares Exchange-Traded Fund

Annual Returns

Year SPY VO
2025 (YTD) +7.15% +7.23%
2024 +24.89% +15.31%
2023 +26.18% +16.03%
2022 −18.18% −18.73%
2021 +28.73% +24.70%
2020 +18.33% +18.10%
2019 +31.22% +30.98%
2018 −4.57% −9.24%
2017 +21.71% +19.28%
2016 +12.00% +11.25%
2015 +1.23% −1.35%
2014 +13.46% +13.76%
2013 +32.31% +35.05%
2012 +15.99% +16.21%
2011 +1.90% −2.07%
2010 +15.06% +25.68%
2009 +26.35% +40.46%
2008 −36.79% −41.56%
2007 +5.15% +5.53%
2006 +15.85% +13.92%
2005 +4.83% +13.95%
2004 +10.70% +17.52%
2003 +28.18% —
2002 −21.58% —
2001 −11.76% —
2000 −9.74% —
1999 +20.39% —
1998 +28.69% —
1997 +33.48% —
1996 +22.50% —
1995 +38.06% —
1994 +0.40% —
1993 +8.71% —

Drawdowns

Fri 2004-01-30? to Wed 2025-07-16 Current
Drawdown 		Worst
Drawdown
SPY × 		−0.26% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
VO × 		−1.14% −58.88%
2009-03-09
Vanguard Mid-Cap Index Fund ETF Shares Exchange-Traded Fund