SPY,SWPPX Total Return Stock Chart (Dividends Reinvested) | Total Real Returns

All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,SWPPX: Total Return Chart (with Dividends Reinvested)

Dividends Reinvested:

Tue 1997-05-20^? to Wed 2026-04-08	YTD Return	TR Price
SPY ^×	−0.60% 2026-04-08	27.96 TR 2026-04-08
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SWPPX ^×	−0.63% 2026-04-08	14.36 TR 2026-04-08
Schwab S&P 500 Index Fund Mutual Fund

Returns

Tue 1997-05-20^? to Wed 2026-04-08	Overall Return	Exponential Trendline
SPY ^×	+1,219.49% +9.34%/yr	+8.33%/yr (R²=0.871)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SWPPX ^×	+1,335.99% +9.66%/yr	+8.50%/yr (R²=0.882)
Schwab S&P 500 Index Fund Mutual Fund

Growth of $10,000

Tue 1997-05-20^? to Wed 2026-04-08	Start Value	End Value
SPY ^×	$10,000.00 1997-05-20	$131,948.93 2026-04-08
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SWPPX ^×	$10,000.00 1997-05-20	$143,598.62 2026-04-08
Schwab S&P 500 Index Fund Mutual Fund

Annual Returns

Year	SPY	SWPPX
2026 (YTD)	−0.60%	−0.63%
2025	+17.72%	+17.87%
2024	+24.89%	+24.97%
2023	+26.18%	+26.26%
2022	−18.18%	−18.14%
2021	+28.73%	+28.67%
2020	+18.33%	+18.38%
2019	+31.22%	+31.46%
2018	−4.57%	−4.47%
2017	+21.71%	+21.81%
2016	+12.00%	+11.82%
2015	+1.23%	+1.31%
2014	+13.46%	+13.55%
2013	+32.31%	+32.27%
2012	+15.99%	+15.89%
2011	+1.89%	+2.02%
2010	+15.06%	+14.98%
2009	+26.35%	+26.26%
2008	−36.79%	−36.70%
2007	+5.15%	+5.46%
2006	+15.85%	+15.68%
2005	+4.83%	+4.78%
2004	+10.70%	+10.70%
2003	+28.18%	+28.47%
2002	−21.58%	−22.18%
2001	−11.76%	−12.04%
2000	−9.74%	−9.19%
1999	+20.39%	+30.72%
1998	+28.69%	+28.25%
1997	+33.48%	+16.32%
1996	+22.56%	—
1995	+38.04%	—
1994	+0.40%	—
1993	+8.64%	—

Drawdowns

Tue 1997-05-20^? to Wed 2026-04-08	Current Drawdown	Worst Drawdown
SPY ^×	−2.54%	−55.19% 2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SWPPX ^×	−100.00%	−100.00% 1997-07-07
Schwab S&P 500 Index Fund Mutual Fund