All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,QQQM,SCHD: Total Return Chart (with Dividends Reinvested)

Tue 2020-10-13? to Fri 2026-05-22 YTD
Return
1 Year
Return
SPY
×
+9.64%
2026-05-22
+29.35%
2026-05-22
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQM
×
+16.97%
2026-05-22
+40.32%
2026-05-22
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD
×
+20.70%
2026-05-22
+31.35%
2026-05-22
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Returns

Tue 2020-10-13? to Fri 2026-05-22 Overall
Return
Exponential
Trendline
SPY
×
+129.74%
+16.00%/yr
+13.33%/yr
(R2=0.836)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQM
×
+152.64%
+17.98%/yr
+15.35%/yr
(R2=0.754)
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD
×
+104.89%
+13.65%/yr
+7.76%/yr
(R2=0.794)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Growth of $10,000

Tue 2020-10-13? to Fri 2026-05-22 Start
Value
End
Value
SPY
×
$10,000.00
2020-10-13
$22,974.14
2026-05-22
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQM
×
$10,000.00
2020-10-13
$25,264.15
2026-05-22
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD
×
$10,000.00
2020-10-13
$20,489.30
2026-05-22
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Annual Returns

Year SPY QQQM SCHD
2026 (YTD) +9.64% +16.97% +20.70%
2025 +17.72% +20.85% +4.34%
2024 +24.89% +25.68% +11.66%
2023 +26.18% +55.01% +4.54%
2022 −18.18% −32.52% −3.26%
2021 +28.73% +27.45% +29.87%
2020 +18.33% +6.67% +15.03%
2019 +31.22% +27.29%
2018 −4.57% −5.56%
2017 +21.71% +20.85%
2016 +12.00% +16.45%
2015 +1.23% −0.30%
2014 +13.46% +11.69%
2013 +32.31% +32.88%
2012 +15.99% +11.39%
2011 +1.89% +5.31%
2010 +15.06%
2009 +26.35%
2008 −36.79%
2007 +5.15%
2006 +15.85%
2005 +4.83%
2004 +10.70%
2003 +28.18%
2002 −21.58%
2001 −11.76%
2000 −9.74%
1999 +20.39%
1998 +28.69%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 2020-10-13? to Fri 2026-05-22 Current
Drawdown
Worst
Drawdown
SPY
×
−0.34%
from 2026-05-14 peak
−24.50%
2022-10-12
from 2022-01-03 peak
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQM
×
−0.31%
from 2026-05-14 peak
−35.05%
2022-11-03
from 2021-11-19 peak
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD
×
−16.85%
2022-09-30
from 2022-01-11 peak
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-05-22 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+29.35% +44.16%
+20.08%/yr
+85.02%
+22.76%/yr
+92.40%
+13.98%/yr
+327.11%
+15.62%/yr
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQM
×
+40.32% +59.38%
+26.26%/yr
+116.67%
+29.39%/yr
+127.02%
+17.81%/yr
Invesco NASDAQ 100 ETF NASDAQ Exchange-Traded Fund
SCHD
×
+31.35% +34.12%
+15.82%/yr
+56.00%
+15.97%/yr
+53.15%
+8.90%/yr
+245.47%
+13.19%/yr
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund